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Single Family ResidenceResidential
$365,238$234 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $215,000 on Jan 10, 2011

38 S WATER ST

VERGENNES, VT 05491
3
Beds
1
Baths
1,558 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1853
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$365K
$338K low$392K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$215,000 · Jan 10, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,690 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$334,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$85,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$249,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$211,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyADDISON
Lot (acres)The size of the land the home sits on, from county records.0.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Vergennes Union Elementary SchoolB
Elementary · Grades PK–6 · 0.3 mi
M
Vergennes Union High SchoolA-
Middle · Grades 7–12 · 0.6 mi

District: Addison Northwest Unified School District

Neighborhood · ZIP 05491These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.5,533
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.62 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,146
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,984
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 S Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Vergennes 05491
  • Costs less per square foot than 72% of homes in Vergennes 05491
  • Has a smaller lot than 95% of homes in Addison County
  • Older than 93% of homes in Vergennes 05491

What homes are worth in Vergennes 05491

Each bar is how many homes fall in that price range. The marker is this home.

This home
$217K$1.4M

This home is worth more than 31% of homes in Vergennes 05491.

How it measures up in Vergennes 05491

The dot is this home. The mark in the middle is the typical home in Vergennes 05491.

Estimated value$365,238
CheaperTypical $427,546Pricier

Pricier than 31% of homes nearby

Price per ft²$234
CheaperTypical $281Pricier

Pricier than 28% of homes nearby

Living area1,558 ft²
SmallerTypical 1,521 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.2 ac
SmallerTypical 1.6 acBigger

Bigger than 10% of homes nearby

Year built1853
OlderTypical 1975Newer

Newer than 7% of homes nearby

How 38 S Water St ranks against every home in each area.
MeasureThis homeVergennes 05491Addison County
Estimated valuepricier than$365,23831% of homes38% of homes
Price per ft²pricier than$23428% of homes37% of homes
Living areabigger than1,558 ft²52% of homes49% of homes
Lot sizebigger than0.2 ac10% of homes5% of homes
Year builtnewer than18537% of homes9% of homes

About 38 S Water St

How much is 38 S Water St, Vergennes, VT worth?

The TopHap Estimate for 38 S Water St, Vergennes, VT is $365,238 as of Sep 24, 2026. The likely range is $338,439 to $392,037. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 S Water St, Vergennes, VT last sell?

38 S Water St, Vergennes, VT last sold on Jan 10, 2011 for $215,000, according to the county's recorded deed.

How big is 38 S Water St, Vergennes, VT?

38 S Water St, Vergennes, VT has 3 bedrooms, 1 bathrooms, 1,558 square feet of living space and a 0.20-acre lot.

When was 38 S Water St, Vergennes, VT built?

38 S Water St, Vergennes, VT was built in 1853, making it 173 years old. The building has 1 story.

What schools serve 38 S Water St, Vergennes, VT?

38 S Water St, Vergennes, VT is assigned to Vergennes Union Elementary School (elementary), rated B; Vergennes Union High School (middle), rated A-. All sit in Addison Northwest Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 S Water St, Vergennes, VT compare to other homes in Vergennes 05491?

Among the 2,470 homes in Vergennes 05491, it is worth more than 31% of them ($365,238 against a typical $427,546), its price per square foot is higher than 28% of them ($234 against a typical $281), it is bigger than 52% of them (1,558 ft² against a typical 1,521 ft²), its lot is bigger than 10% of them (0.2 ac against a typical 1.6 ac) and it is newer than 7% of them (1853 against a typical 1975). Measured against all of Addison County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 S Water St, Vergennes, VT?

The 2025 property tax bill for 38 S Water St, Vergennes, VT was $3,690. The county assessed it at $334,100.

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