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Single Family ResidenceResidential
$810,759$587 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $334,000 on Jul 26, 2012

38 SANTA FE

RANCHO SANTA MARGARITA, CA 92688
3
Beds
2.5
Baths
1,381 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,801 ft²
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$811K
$781K low$841K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$334,000 · Jul 26, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,882 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$477,294 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$294,156
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$183,138
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$467,936

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyORANGE
Lot (acres)The size of the land the home sits on, from county records.0.06
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(4)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rancho Santa Margarita Intermediate SchoolA
Middle · Grades 7–8 · 0.7 mi
E
Cielo Vista Elementary SchoolB-
Elementary · Grades KG–6 · 1.0 mi
H
Trabuco Hills High SchoolA-
High · Grades 9–12 · 3.6 mi

District: Saddleback Valley Unified School District

Neighborhood · ZIP 92688These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.250

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.42,614
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,998 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$142,746
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$162,432
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Santa Fe measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Orange County
  • Costs less per square foot than 76% of homes in Rancho Santa Margarita SAMLARC
  • Smaller than 70% of homes in Orange County
  • Has a smaller lot than 92% of homes in Orange County
  • Newer than 89% of homes in Rancho Santa Margarita SAMLARC

What homes are worth in Rancho Santa Margarita 92688

Each bar is how many homes fall in that price range. The marker is this home.

This home
$420K$1.8M

This home is worth more than 32% of homes in Rancho Santa Margarita 92688.

How it measures up in Rancho Santa Margarita 92688

The dot is this home. The mark in the middle is the typical home in Rancho Santa Margarita 92688.

Estimated value$810,759
CheaperTypical $1,011,610Pricier

Pricier than 32% of homes nearby

Price per ft²$587
CheaperTypical $624Pricier

Pricier than 32% of homes nearby

Living area1,381 ft²
SmallerTypical 1,551 ft²Bigger

Bigger than 38% of homes nearby

Lot size2,801 ft²
SmallerTypical 4,269 ft²Bigger

Bigger than 18% of homes nearby

Year built1997
OlderTypical 1991Newer

Newer than 85% of homes nearby

How 38 Santa Fe ranks against every home in each area.
MeasureThis homeRancho Santa Margarita SAMLARCRancho Santa Margarita 92688Orange County
Estimated valuepricier than$810,75943% of homes32% of homes23% of homes
Price per ft²pricier than$58724% of homes32% of homes30% of homes
Living areabigger than1,381 ft²50% of homes38% of homes30% of homes
Lot sizebigger than2,801 ft²23% of homes18% of homes8% of homes
Year builtnewer than199789% of homes85% of homes82% of homes

About 38 Santa Fe

How much is 38 Santa Fe, Rancho Santa Margarita, CA worth?

The TopHap Estimate for 38 Santa Fe, Rancho Santa Margarita, CA is $810,759 as of Oct 21, 2026. The likely range is $780,610 to $840,908. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Santa Fe, Rancho Santa Margarita, CA last sell?

38 Santa Fe, Rancho Santa Margarita, CA last sold on Jul 26, 2012 for $334,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 38 Santa Fe, Rancho Santa Margarita, CA?

38 Santa Fe, Rancho Santa Margarita, CA has 3 bedrooms, 2.5 bathrooms, 1,381 square feet of living space and a 0.06-acre lot.

When was 38 Santa Fe, Rancho Santa Margarita, CA built?

38 Santa Fe, Rancho Santa Margarita, CA was built in 1997, making it 29 years old.

What schools serve 38 Santa Fe, Rancho Santa Margarita, CA?

38 Santa Fe, Rancho Santa Margarita, CA is assigned to Rancho Santa Margarita Intermediate School (middle), rated A; Cielo Vista Elementary School (elementary), rated B-; Trabuco Hills High School (high), rated A-. All sit in Saddleback Valley Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Santa Fe, Rancho Santa Margarita, CA compare to other homes in Rancho Santa Margarita 92688?

Among the 13,072 homes in Rancho Santa Margarita 92688, it is worth more than 32% of them ($810,759 against a typical $1,011,610), its price per square foot is higher than 32% of them ($587 against a typical $624), it is bigger than 38% of them (1,381 ft² against a typical 1,551 ft²), its lot is bigger than 18% of them (2,801 ft² against a typical 4,269 ft²) and it is newer than 85% of them (1997 against a typical 1991). Measured against all of Orange County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Santa Fe, Rancho Santa Margarita, CA?

The 2025 property tax bill for 38 Santa Fe, Rancho Santa Margarita, CA was $4,882. The county assessed it at $477,294.

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