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CondominiumResidential
$183,185$184 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $175,000 on Mar 20, 2026

38 SHIRLEY ST

WATERBURY, CT 06708
Building report
2
Beds
1.5
Baths
998 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$183K
$142K low$225K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$175,000 · Mar 20, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,803 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$64,680 (2026)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$64,680
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$64,680
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$165,956

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyNAUGATUCK VALLEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1994
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Kennedy High SchoolF
High · Grades 9–12 · 0.6 mi
M
West Side Middle SchoolD
Middle · Grades 6–8 · 0.6 mi
E
Driggs Elementary SchoolD-
Elementary · Grades KG–5 · 1.1 mi

District: Waterbury School District

Neighborhood · ZIP 06708These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.32,336
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,332 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,073
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,401
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Shirley St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Naugatuck Valley County
  • Costs less per square foot than 91% of homes in Naugatuck Valley County
  • Smaller than 90% of homes in Naugatuck Valley County
  • Has a smaller lot than 76% of homes in Naugatuck Valley County
  • Newer than 96% of homes in West End

What homes are worth in Waterbury 06708

Each bar is how many homes fall in that price range. The marker is this home.

This home
$124K$489K

This home is worth more than 8% of homes in Waterbury 06708.

How it measures up in Waterbury 06708

The dot is this home. The mark in the middle is the typical home in Waterbury 06708.

Estimated value$183,185
CheaperTypical $316,272Pricier

Pricier than 8% of homes nearby

Price per ft²$184
CheaperTypical $234Pricier

Pricier than 21% of homes nearby

Living area998 ft²
SmallerTypical 1,330 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.21 ac
SmallerTypical 0.21 acBigger

Bigger than 47% of homes nearby

Year built1989
OlderTypical 1959Newer

Newer than 90% of homes nearby

How 38 Shirley St ranks against every home in each area.
MeasureThis homeWest EndWaterbury 06708Naugatuck Valley County
Estimated valuepricier than$183,1858% of homes8% of homes4% of homes
Price per ft²pricier than$18422% of homes21% of homes9% of homes
Living areabigger than998 ft²13% of homes13% of homes10% of homes
Lot sizebigger than0.21 ac63% of homes47% of homes24% of homes
Year builtnewer than198996% of homes90% of homes81% of homes

About 38 Shirley St

How much is 38 Shirley St, Waterbury, CT worth?

The TopHap Estimate for 38 Shirley St, Waterbury, CT is $183,185 as of Sep 24, 2026. The likely range is $141,629 to $224,741. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Shirley St, Waterbury, CT last sell?

38 Shirley St, Waterbury, CT last sold on Mar 20, 2026 for $175,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 38 Shirley St, Waterbury, CT?

38 Shirley St, Waterbury, CT has 2 bedrooms, 1.5 bathrooms and 998 square feet of living space.

When was 38 Shirley St, Waterbury, CT built?

38 Shirley St, Waterbury, CT was built in 1989, making it 37 years old. The building has 2 stories.

What schools serve 38 Shirley St, Waterbury, CT?

38 Shirley St, Waterbury, CT is assigned to Kennedy High School (high), rated F; West Side Middle School (middle), rated D; Driggs Elementary School (elementary), rated D-. All sit in Waterbury School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Shirley St, Waterbury, CT compare to other homes in Waterbury 06708?

Among the 8,806 homes in Waterbury 06708, it is worth more than 8% of them ($183,185 against a typical $316,272), its price per square foot is higher than 21% of them ($184 against a typical $234), it is bigger than 13% of them (998 ft² against a typical 1,330 ft²), its lot is bigger than 47% of them (0.21 ac against a typical 0.21 ac) and it is newer than 90% of them (1989 against a typical 1959). Measured against all of Naugatuck Valley County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Shirley St, Waterbury, CT?

The 2026 property tax bill for 38 Shirley St, Waterbury, CT was $2,803. The county assessed it at $64,680.

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