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Single Family ResidenceResidential
$282,772$157 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $328,900 on Oct 7, 2025

38 SILVERMOUNT ST

WATERVILLE, ME 04901
5
Beds
2 / 2
Baths
1,806 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$283K
$231K low$334K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$328,900 · Oct 7, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,378 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$198,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$165,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$145,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$188,480

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.34 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyKENNEBEC
Lot (acres)The size of the land the home sits on, from county records.0.46
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Waterville Senior High SchoolC
High · Grades 9–12 · 0.9 mi
M
Waterville Junior High SchoolC+
Middle · Grades 6–8 · 1.1 mi
E
George J Mitchell SchoolD+
Elementary · Grades PK–3 · 1.9 mi

District: Waterville

Neighborhood · ZIP 04901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.70
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.28,079
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.340 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,894
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,846
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Silvermount St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Kennebec County
  • Costs less per square foot than 89% of homes in Kennebec County
  • Bigger than 75% of homes in Kennebec County
  • Has a smaller lot than 71% of homes in Kennebec County
  • Older than 80% of homes in Kennebec County

What homes are worth in Waterville 04901

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$562K

This home is worth more than 55% of homes in Waterville 04901.

How it measures up in Waterville 04901

The dot is this home. The mark in the middle is the typical home in Waterville 04901.

Estimated value$282,772
CheaperTypical $270,264Pricier

Pricier than 55% of homes nearby

Price per ft²$157
CheaperTypical $206Pricier

Pricier than 19% of homes nearby

Living area1,806 ft²
SmallerTypical 1,416 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.46 ac
SmallerTypical 0.32 acBigger

Bigger than 61% of homes nearby

Year built1920
OlderTypical 1958Newer

Newer than 23% of homes nearby

How 38 Silvermount St ranks against every home in each area.
MeasureThis homeWaterville 04901Kennebec County
Estimated valuepricier than$282,77255% of homes34% of homes
Price per ft²pricier than$15719% of homes11% of homes
Living areabigger than1,806 ft²71% of homes75% of homes
Lot sizebigger than0.46 ac61% of homes29% of homes
Year builtnewer than192023% of homes20% of homes

About 38 Silvermount St

How much is 38 Silvermount St, Waterville, ME worth?

The TopHap Estimate for 38 Silvermount St, Waterville, ME is $282,772 as of Sep 24, 2026. The likely range is $231,491 to $334,053. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Silvermount St, Waterville, ME last sell?

38 Silvermount St, Waterville, ME last sold on Oct 7, 2025 for $328,900, according to the county's recorded deed.

How big is 38 Silvermount St, Waterville, ME?

38 Silvermount St, Waterville, ME has 5 bedrooms, 2 bathrooms, 1,806 square feet of living space and a 0.46-acre lot.

When was 38 Silvermount St, Waterville, ME built?

38 Silvermount St, Waterville, ME was built in 1920, making it 106 years old. It is a conventional home. The building has 2 stories.

What schools serve 38 Silvermount St, Waterville, ME?

38 Silvermount St, Waterville, ME is assigned to Waterville Senior High School (high), rated C; Waterville Junior High School (middle), rated C+; George J Mitchell School (elementary), rated D+. All sit in Waterville. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Silvermount St, Waterville, ME compare to other homes in Waterville 04901?

Among the 8,740 homes in Waterville 04901, it is worth more than 55% of them ($282,772 against a typical $270,264), its price per square foot is higher than 19% of them ($157 against a typical $206), it is bigger than 71% of them (1,806 ft² against a typical 1,416 ft²), its lot is bigger than 61% of them (0.46 ac against a typical 0.32 ac) and it is newer than 23% of them (1920 against a typical 1958). Measured against all of Kennebec County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Silvermount St, Waterville, ME?

The 2025 property tax bill for 38 Silvermount St, Waterville, ME was $3,378. The county assessed it at $198,700.

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