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Single Family ResidenceResidential
$1,420,251$220 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

38 SPRUCE DR

BELTON, TX 76513
0
Baths
6,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.4M
$1.3M low$1.5M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,561 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$848,195 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$933,015
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,311,809

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.124 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBELL
Lot (acres)The size of the land the home sits on, from county records.0.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Lake
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 556 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lakewood Elementary SchoolA
Elementary · Grades KG–5 · 2.4 mi
H
Lake Belton High SchoolB+
High · Grades 9–12 · 3.0 mi
M
Lake Belton Middle SchoolA
Middle · Grades 6–8 · 4.1 mi

District: Belton Independent School District

Neighborhood · ZIP 76513These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.49,989
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.379 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,765
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,533
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Spruce Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Morgans Point
  • Costs more per square foot than 93% of homes in Bell County
  • Among the largest homes in Morgans Point
  • Has a bigger lot than 85% of homes in Morgans Point
  • Newer than 94% of homes in Morgans Point

What homes are worth in Belton 76513

Each bar is how many homes fall in that price range. The marker is this home.

This home
$135K$961K

This home is worth more than almost all homes in Belton 76513.

How it measures up in Belton 76513

The dot is this home. The mark in the middle is the typical home in Belton 76513.

Estimated value$1,420,251
CheaperTypical $314,105Pricier

Pricier than almost all homes nearby

Price per ft²$220
CheaperTypical $176Pricier

Pricier than 82% of homes nearby

Living area6,456 ft²
SmallerTypical 1,800 ft²Bigger

Bigger than almost all homes nearby

Lot size0.5 ac
SmallerTypical 0.31 acBigger

Bigger than 66% of homes nearby

Year built2017
OlderTypical 2000Newer

Newer than 80% of homes nearby

How 38 Spruce Dr ranks against every home in each area.
MeasureThis homeMorgans PointBelton 76513Bell County
Estimated valuepricier than$1,420,251almost all homesalmost all homesalmost all homes
Price per ft²pricier than$22088% of homes82% of homes93% of homes
Living areabigger than6,456 ft²almost all homesalmost all homesalmost all homes
Lot sizebigger than0.5 ac85% of homes66% of homes82% of homes
Year builtnewer than201794% of homes80% of homes83% of homes

About 38 Spruce Dr

How much is 38 Spruce Dr, Belton, TX worth?

The TopHap Estimate for 38 Spruce Dr, Belton, TX is $1,420,251 as of Sep 24, 2026. The likely range is $1,329,129 to $1,511,373. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Spruce Dr, Belton, TX last sell?

38 Spruce Dr, Belton, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 38 Spruce Dr, Belton, TX?

38 Spruce Dr, Belton, TX has 6,456 square feet of living space and a 0.50-acre lot.

When was 38 Spruce Dr, Belton, TX built?

38 Spruce Dr, Belton, TX was built in 2017, making it 9 years old. The building has 2 stories.

What schools serve 38 Spruce Dr, Belton, TX?

38 Spruce Dr, Belton, TX is assigned to Lakewood Elementary School (elementary), rated A; Lake Belton High School (high), rated B+; Lake Belton Middle School (middle), rated A. All sit in Belton Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Spruce Dr, Belton, TX compare to other homes in Belton 76513?

Among the 16,420 homes in Belton 76513, it is worth more than almost all of them ($1,420,251 against a typical $314,105), its price per square foot is higher than 82% of them ($220 against a typical $176), it is bigger than almost all of them (6,456 ft² against a typical 1,800 ft²), its lot is bigger than 66% of them (0.5 ac against a typical 0.31 ac) and it is newer than 80% of them (2017 against a typical 2000). Measured against all of Bell County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Spruce Dr, Belton, TX?

The 2025 property tax bill for 38 Spruce Dr, Belton, TX was $6,561. The county assessed it at $848,195.

More homes on Spruce Dr

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