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Single Family ResidenceResidential
$403,663$364 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $275,000 on Oct 3, 2022

38 STEPHEN ST

RIVERSIDE, RI 02915
2
Beds
1.5
Baths
1,108 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$404K
$381K low$426K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$275,000 · Oct 3, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$142,413
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$113,930
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$261,250
UNITED WHOLESALE MORTGAGE · P · recorded Oct 3, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,226 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$323,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$85,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$237,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$262,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyPROVIDENCE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1988
Lot (acres)The size of the land the home sits on, from county records.0.12
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oldham School
Elementary · Grades KG–5 · 0.5 mi
M
Riverside Middle SchoolC-
Middle · Grades 6–8 · 0.6 mi
H
East Providence High SchoolC
High · Grades 9–12 · 3.1 mi

District: East Providence School District

Neighborhood · ZIP 02915These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.18,028
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,286 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,356
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,419
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Stephen St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Riverside 02915
  • Costs more per square foot than 71% of homes in Providence County
  • Smaller than 80% of homes in Providence County
  • Has a smaller lot than 85% of homes in Riverside 02915
  • Newer than 74% of homes in Riverside 02915

What homes are worth in Riverside 02915

Each bar is how many homes fall in that price range. The marker is this home.

This home
$291K$936K

This home is worth more than 22% of homes in Riverside 02915.

How it measures up in Riverside 02915

The dot is this home. The mark in the middle is the typical home in Riverside 02915.

Estimated value$403,663
CheaperTypical $473,410Pricier

Pricier than 22% of homes nearby

Price per ft²$364
CheaperTypical $347Pricier

Pricier than 59% of homes nearby

Living area1,108 ft²
SmallerTypical 1,443 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.11 ac
SmallerTypical 0.17 acBigger

Bigger than 15% of homes nearby

Year built1964
OlderTypical 1952Newer

Newer than 74% of homes nearby

How 38 Stephen St ranks against every home in each area.
MeasureThis homeRiverside 02915Providence County
Estimated valuepricier than$403,66322% of homes33% of homes
Price per ft²pricier than$36459% of homes71% of homes
Living areabigger than1,108 ft²25% of homes20% of homes
Lot sizebigger than0.11 ac15% of homes25% of homes
Year builtnewer than196474% of homes62% of homes

About 38 Stephen St

How much is 38 Stephen St, Riverside, RI worth?

The TopHap Estimate for 38 Stephen St, Riverside, RI is $403,663 as of Jul 14, 2026. The likely range is $381,036 to $426,290. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Stephen St, Riverside, RI last sell?

38 Stephen St, Riverside, RI last sold on Oct 3, 2022 for $275,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 38 Stephen St, Riverside, RI?

38 Stephen St, Riverside, RI has 2 bedrooms, 1.5 bathrooms, 1,108 square feet of living space and a 0.12-acre lot.

When was 38 Stephen St, Riverside, RI built?

38 Stephen St, Riverside, RI was built in 1964, making it 62 years old. It is a ranch home. The building has 1 story.

What schools serve 38 Stephen St, Riverside, RI?

38 Stephen St, Riverside, RI is assigned to Oldham School (elementary); Riverside Middle School (middle), rated C-; East Providence High School (high), rated C. All sit in East Providence School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Stephen St, Riverside, RI compare to other homes in Riverside 02915?

Among the 5,563 homes in Riverside 02915, it is worth more than 22% of them ($403,663 against a typical $473,410), its price per square foot is higher than 59% of them ($364 against a typical $347), it is bigger than 25% of them (1,108 ft² against a typical 1,443 ft²), its lot is bigger than 15% of them (0.11 ac against a typical 0.17 ac) and it is newer than 74% of them (1964 against a typical 1952). Measured against all of Providence County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Stephen St, Riverside, RI?

The 2025 property tax bill for 38 Stephen St, Riverside, RI was $4,226. The county assessed it at $323,300.

More homes on Stephen St

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Assigned schools

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