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Single Family ResidenceResidential
$1,064,262$191 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $889,000 on Jul 29, 2016

38 SWIMMING RIVER RD

LINCROFT, NJ 07738
2
Beds
1
Baths
5,563 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.91 ac
Lot SizeThe size of the land the home sits on, from county records.
1943
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$897K low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$889,000 · Jul 29, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$21,757 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,574,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$574,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$999,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,348,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,574,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
59
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.23 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMONMOUTH
Lot (acres)The size of the land the home sits on, from county records.0.91
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 64 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lincroft Elementary SchoolB+
Elementary · Grades KG–5 · 0.5 mi
H
Middletown High School SouthB
High · Grades 9–12 · 2.1 mi
M
Thompson Middle SchoolA
Middle · Grades 6–8 · 2.8 mi

District: Middletown Township School District

Neighborhood · ZIP 07738These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.91

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.7,161
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,241 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$180,012
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$196,085
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 Swimming River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Monmouth County
  • Among the lowest price per square foot in Lincroft 07738
  • Among the largest homes in Monmouth County
  • Has a bigger lot than 86% of homes in Monmouth County
  • Older than 98% of homes in Lincroft 07738

What homes are worth in Lincroft 07738

Each bar is how many homes fall in that price range. The marker is this home.

This home
$625K$2.4M

This home is worth more than 61% of homes in Lincroft 07738.

How it measures up in Lincroft 07738

The dot is this home. The mark in the middle is the typical home in Lincroft 07738.

Estimated value$1,064,262
CheaperTypical $1,000,697Pricier

Pricier than 61% of homes nearby

Price per ft²$191
CheaperTypical $419Pricier

Cheaper than almost all homes nearby

Living area5,563 ft²
SmallerTypical 2,448 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.91 ac
SmallerTypical 0.55 acBigger

Bigger than 78% of homes nearby

Year built1943
OlderTypical 1971Newer

Newer than 2% of homes nearby

How 38 Swimming River Rd ranks against every home in each area.
MeasureThis homeLincroft 07738Monmouth County
Estimated valuepricier than$1,064,26261% of homes75% of homes
Price per ft²pricier than$191almost no homesalmost no homes
Living areabigger than5,563 ft²98% of homesalmost all homes
Lot sizebigger than0.91 ac78% of homes86% of homes
Year builtnewer than19432% of homes17% of homes

About 38 Swimming River Rd

How much is 38 Swimming River Rd, Lincroft, NJ worth?

The TopHap Estimate for 38 Swimming River Rd, Lincroft, NJ is $1,064,262 as of Sep 24, 2026. The likely range is $896,901 to $1,231,623. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 Swimming River Rd, Lincroft, NJ last sell?

38 Swimming River Rd, Lincroft, NJ last sold on Jul 29, 2016 for $889,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 38 Swimming River Rd, Lincroft, NJ?

38 Swimming River Rd, Lincroft, NJ has 2 bedrooms, 1 bathrooms, 5,563 square feet of living space and a 0.91-acre lot.

When was 38 Swimming River Rd, Lincroft, NJ built?

38 Swimming River Rd, Lincroft, NJ was built in 1943, making it 83 years old. It is a cape cod home. The building has 1 story.

What schools serve 38 Swimming River Rd, Lincroft, NJ?

38 Swimming River Rd, Lincroft, NJ is assigned to Lincroft Elementary School (elementary), rated B+; Middletown High School South (high), rated B; Thompson Middle School (middle), rated A. All sit in Middletown Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 Swimming River Rd, Lincroft, NJ compare to other homes in Lincroft 07738?

Among the 2,277 homes in Lincroft 07738, it is worth more than 61% of them ($1,064,262 against a typical $1,000,697), its price per square foot is higher than almost none of them ($191 against a typical $419), it is bigger than 98% of them (5,563 ft² against a typical 2,448 ft²), its lot is bigger than 78% of them (0.91 ac against a typical 0.55 ac) and it is newer than 2% of them (1943 against a typical 1971). Measured against all of Monmouth County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 Swimming River Rd, Lincroft, NJ?

The 2025 property tax bill for 38 Swimming River Rd, Lincroft, NJ was $21,757. The county assessed it at $1,574,300.

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