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Single Family ResidenceResidential
$371,214$246 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $285,000 on May 27, 2022

381 MIDDLE CREEK RD

COSBY, TN 37722
2
Baths
1,512 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.67 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$371K
$319K low$424K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$285,000 · May 27, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$949 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$63,275 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,525
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$57,750
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$38,350
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$253,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCocke
Lot (acres)The size of the land the home sits on, from county records.1.67
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 256 ft²Shed · 576 ft²Porch · 308 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cosby Elementary SchoolB
Elementary · Grades KG–8 · 1.4 mi
H
Cosby High SchoolD+
High · Grades 9–12 · 1.5 mi

District: Cocke County School District

Neighborhood · ZIP 37722These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.129
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.132

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,654
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,318
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,265
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

381 Middle Creek Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Cocke County
  • Costs more per square foot than 77% of homes in Cocke County
  • Bigger than 72% of homes in Cosby 37722
  • Newer than 82% of homes in Cocke County

What homes are worth in Cosby 37722

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$784K

This home is worth more than 72% of homes in Cosby 37722.

How it measures up in Cosby 37722

The dot is this home. The mark in the middle is the typical home in Cosby 37722.

Estimated value$371,214
CheaperTypical $268,377Pricier

Pricier than 72% of homes nearby

Price per ft²$246
CheaperTypical $241Pricier

Pricier than 52% of homes nearby

Living area1,512 ft²
SmallerTypical 1,176 ft²Bigger

Bigger than 72% of homes nearby

Lot size1.67 ac
SmallerTypical 1.3 acBigger

Bigger than 56% of homes nearby

Year built2005
OlderTypical 1995Newer

Newer than 80% of homes nearby

How 381 Middle Creek Rd ranks against every home in each area.
MeasureThis homeCosby 37722Cocke County
Estimated valuepricier than$371,21472% of homes81% of homes
Price per ft²pricier than$24652% of homes77% of homes
Living areabigger than1,512 ft²72% of homes70% of homes
Lot sizebigger than1.67 ac56% of homes59% of homes
Year builtnewer than200580% of homes82% of homes

About 381 Middle Creek Rd

How much is 381 Middle Creek Rd, Cosby, TN worth?

The TopHap Estimate for 381 Middle Creek Rd, Cosby, TN is $371,214 as of Aug 30, 2026. The likely range is $318,716 to $423,712. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 381 Middle Creek Rd, Cosby, TN last sell?

381 Middle Creek Rd, Cosby, TN last sold on May 27, 2022 for $285,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 381 Middle Creek Rd, Cosby, TN?

381 Middle Creek Rd, Cosby, TN has 2 bathrooms, 1,512 square feet of living space and a 1.67-acre lot.

When was 381 Middle Creek Rd, Cosby, TN built?

381 Middle Creek Rd, Cosby, TN was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 381 Middle Creek Rd, Cosby, TN?

381 Middle Creek Rd, Cosby, TN is assigned to Cosby Elementary School (elementary), rated B; Cosby High School (high), rated D+. All sit in Cocke County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 381 Middle Creek Rd, Cosby, TN compare to other homes in Cosby 37722?

Among the 3,448 homes in Cosby 37722, it is worth more than 72% of them ($371,214 against a typical $268,377), its price per square foot is higher than 52% of them ($246 against a typical $241), it is bigger than 72% of them (1,512 ft² against a typical 1,176 ft²), its lot is bigger than 56% of them (1.67 ac against a typical 1.3 ac) and it is newer than 80% of them (2005 against a typical 1995). Measured against all of Cocke County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 381 Middle Creek Rd, Cosby, TN?

The 2025 property tax bill for 381 Middle Creek Rd, Cosby, TN was $949. The county assessed it at $63,275.

More homes on Middle Creek Rd

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More homes in Cosby 37722

Assigned schools

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