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Single Family ResidenceResidential
$542,636$373 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 45How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

381 OLD RIVER LN

INDEPENDENCE, VA 24348
3
Beds
2
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.01 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$543K
$244K low$842K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$542,636
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$434,109

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$807 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$139,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$29,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$109,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$139,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGRAYSON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2013
Lot (acres)The size of the land the home sits on, from county records.2.01
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Space
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 264 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Independence Middle SchoolA-
Middle · Grades 6–8 · 2.9 mi
H
Grayson County High SchoolB
High · Grades 9–12 · 3.0 mi
E
Independence Elementary SchoolC
Elementary · Grades PK–5 · 3.2 mi

District: Grayson County Public Schools

Neighborhood · ZIP 24348These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.4,369
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,437
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,939
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

381 Old River Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Grayson County
  • Costs more per square foot than 96% of homes in Independence 24348
  • Newer than 90% of homes in Grayson County

What homes are worth in Independence 24348

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$810K

This home is worth more than 93% of homes in Independence 24348.

How it measures up in Independence 24348

The dot is this home. The mark in the middle is the typical home in Independence 24348.

Estimated value$542,636
CheaperTypical $224,003Pricier

Pricier than 93% of homes nearby

Price per ft²$373
CheaperTypical $159Pricier

Pricier than 96% of homes nearby

Living area1,456 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 58% of homes nearby

Lot size2.01 ac
SmallerTypical 2.06 acBigger

Bigger than 49% of homes nearby

Year built2004
OlderTypical 1972Newer

Newer than 89% of homes nearby

How 381 Old River Ln ranks against every home in each area.
MeasureThis homeIndependence 24348Grayson County
Estimated valuepricier than$542,63693% of homes94% of homes
Price per ft²pricier than$37396% of homes96% of homes
Living areabigger than1,456 ft²58% of homes61% of homes
Lot sizebigger than2.01 ac49% of homes50% of homes
Year builtnewer than200489% of homes90% of homes

About 381 Old River Ln

How much is 381 Old River Ln, Independence, VA worth?

The TopHap Estimate for 381 Old River Ln, Independence, VA is $542,636 as of Jul 14, 2026. The likely range is $243,500 to $841,772. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 381 Old River Ln, Independence, VA last sell?

381 Old River Ln, Independence, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 381 Old River Ln, Independence, VA?

381 Old River Ln, Independence, VA has 3 bedrooms, 2 bathrooms, 1,456 square feet of living space and a 2.01-acre lot.

When was 381 Old River Ln, Independence, VA built?

381 Old River Ln, Independence, VA was built in 2004, making it 22 years old. The building has 2 stories.

What schools serve 381 Old River Ln, Independence, VA?

381 Old River Ln, Independence, VA is assigned to Independence Middle School (middle), rated A-; Grayson County High School (high), rated B; Independence Elementary School (elementary), rated C. All sit in Grayson County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 381 Old River Ln, Independence, VA compare to other homes in Independence 24348?

Among the 2,079 homes in Independence 24348, it is worth more than 93% of them ($542,636 against a typical $224,003), its price per square foot is higher than 96% of them ($373 against a typical $159), it is bigger than 58% of them (1,456 ft² against a typical 1,344 ft²), its lot is bigger than 49% of them (2.01 ac against a typical 2.06 ac) and it is newer than 89% of them (2004 against a typical 1972). Measured against all of Grayson County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 381 Old River Ln, Independence, VA?

The 2025 property tax bill for 381 Old River Ln, Independence, VA was $807. The county assessed it at $139,100.

More homes on Old River Ln

Closest homes

More homes in Independence 24348

Assigned schools

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