Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$187,750$178 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

381 STATE ROUTE 43

STEPHENTOWN, NY 12168
2
Beds
1
Baths
1,052 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.72 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$188K
$128K low$248K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,219 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$90,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$54,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$90,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$129,496

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.area not mapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyRENSSELAER
Lot (acres)The size of the land the home sits on, from county records.0.72
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Berlin Middle School/High SchoolC+
Middle · Grades 6–12 · 6.3 mi
E
Berlin Elementary SchoolB-
Elementary · Grades PK–5 · 9.8 mi

District: Berlin Central School District

Neighborhood · ZIP 12168These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.144
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.71%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,865
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,154
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,453
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

381 State Route 43 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Stephentown 12168
  • Costs less per square foot than 66% of homes in Rensselaer County
  • Smaller than 88% of homes in Rensselaer County
  • Has a smaller lot than 92% of homes in Stephentown 12168
  • Newer than 84% of homes in Rensselaer County

What homes are worth in Stephentown 12168

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$631K

This home is worth more than 12% of homes in Stephentown 12168.

How it measures up in Stephentown 12168

The dot is this home. The mark in the middle is the typical home in Stephentown 12168.

Estimated value$187,750
CheaperTypical $286,584Pricier

Pricier than 12% of homes nearby

Price per ft²$178
CheaperTypical $191Pricier

Pricier than 40% of homes nearby

Living area1,052 ft²
SmallerTypical 1,472 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.72 ac
SmallerTypical 4 acBigger

Bigger than 8% of homes nearby

Year built1995
OlderTypical 1978Newer

Newer than 78% of homes nearby

How 381 State Route 43 ranks against every home in each area.
MeasureThis homeStephentown 12168Rensselaer County
Estimated valuepricier than$187,75012% of homes12% of homes
Price per ft²pricier than$17840% of homes34% of homes
Living areabigger than1,052 ft²21% of homes12% of homes
Lot sizebigger than0.72 ac8% of homes60% of homes
Year builtnewer than199578% of homes84% of homes

About 381 State Route 43

How much is 381 State Route 43, Stephentown, NY worth?

The TopHap Estimate for 381 State Route 43, Stephentown, NY is $187,750 as of Aug 30, 2026. The likely range is $127,822 to $247,678. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 381 State Route 43, Stephentown, NY last sell?

381 State Route 43, Stephentown, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 381 State Route 43, Stephentown, NY?

381 State Route 43, Stephentown, NY has 2 bedrooms, 1 bathrooms, 1,052 square feet of living space and a 0.72-acre lot.

When was 381 State Route 43, Stephentown, NY built?

381 State Route 43, Stephentown, NY was built in 1995, making it 31 years old. It is a cottage home. The building has 1 story.

What schools serve 381 State Route 43, Stephentown, NY?

381 State Route 43, Stephentown, NY is assigned to Berlin Middle School/High School (middle), rated C+; Berlin Elementary School (elementary), rated B-. All sit in Berlin Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 381 State Route 43, Stephentown, NY compare to other homes in Stephentown 12168?

Among the 776 homes in Stephentown 12168, it is worth more than 12% of them ($187,750 against a typical $286,584), its price per square foot is higher than 40% of them ($178 against a typical $191), it is bigger than 21% of them (1,052 ft² against a typical 1,472 ft²), its lot is bigger than 8% of them (0.72 ac against a typical 4 ac) and it is newer than 78% of them (1995 against a typical 1978). Measured against all of Rensselaer County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 381 State Route 43, Stephentown, NY?

The 2025 property tax bill for 381 State Route 43, Stephentown, NY was $2,219. The county assessed it at $90,000.

More homes on State Route 43

Closest homes

More homes in Stephentown 12168

Assigned schools

Explore the area

See this home in context

Open 381 State Route 43 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map