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Single Family ResidenceResidential
$237,816$129 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $139,885 on Jun 4, 2026

3811 RIVER OAKS CIR

TEMPLE, TX 76504
2
Baths
1,850 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,629 ft²
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$238K
$192K low$283K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$139,885 · Jun 4, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,200 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$168,364 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$138,364
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$171,785
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$168,364

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.71 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBELL
Lot (acres)The size of the land the home sits on, from county records.0.08
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Western Hills Elementary SchoolC-
Elementary · Grades KG–5 · 0.6 mi
H
Temple High SchoolD
High · Grades 9–12 · 1.7 mi
M
Bonham Middle SchoolC+
Middle · Grades 6–8 · 2.4 mi

District: Temple Independent School District

Neighborhood · ZIP 76504These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.26,379
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.851 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,759
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$58,449
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3811 River Oaks Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Temple 76504
  • Costs less per square foot than 66% of homes in Bell County
  • Bigger than 80% of homes in Temple 76504
  • Among the smallest lots in Bell County
  • Older than 75% of homes in Bell County

What homes are worth in Temple 76504

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$449K

This home is worth more than 79% of homes in Temple 76504.

How it measures up in Temple 76504

The dot is this home. The mark in the middle is the typical home in Temple 76504.

Estimated value$237,816
CheaperTypical $179,035Pricier

Pricier than 79% of homes nearby

Price per ft²$129
CheaperTypical $130Pricier

Pricier than 48% of homes nearby

Living area1,850 ft²
SmallerTypical 1,398 ft²Bigger

Bigger than 80% of homes nearby

Lot size3,629 ft²
SmallerTypical 0.18 acBigger

Bigger than 2% of homes nearby

Year built1981
OlderTypical 1972Newer

Newer than 61% of homes nearby

How 3811 River Oaks Cir ranks against every home in each area.
MeasureThis homeTemple 76504Bell County
Estimated valuepricier than$237,81679% of homes46% of homes
Price per ft²pricier than$12948% of homes34% of homes
Living areabigger than1,850 ft²80% of homes57% of homes
Lot sizebigger than3,629 ft²2% of homesalmost no homes
Year builtnewer than198161% of homes25% of homes

About 3811 River Oaks Cir

How much is 3811 River Oaks Cir, Temple, TX worth?

The TopHap Estimate for 3811 River Oaks Cir, Temple, TX is $237,816 as of Sep 24, 2026. The likely range is $192,254 to $283,378. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3811 River Oaks Cir, Temple, TX last sell?

3811 River Oaks Cir, Temple, TX last sold on Jun 4, 2026 for $139,885, according to the county's recorded deed.

How big is 3811 River Oaks Cir, Temple, TX?

3811 River Oaks Cir, Temple, TX has 2 bathrooms, 1,850 square feet of living space and a 0.08-acre lot.

When was 3811 River Oaks Cir, Temple, TX built?

3811 River Oaks Cir, Temple, TX was built in 1981, making it 45 years old. The building has 1 story.

What schools serve 3811 River Oaks Cir, Temple, TX?

3811 River Oaks Cir, Temple, TX is assigned to Western Hills Elementary School (elementary), rated C-; Temple High School (high), rated D; Bonham Middle School (middle), rated C+. All sit in Temple Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3811 River Oaks Cir, Temple, TX compare to other homes in Temple 76504?

Among the 7,656 homes in Temple 76504, it is worth more than 79% of them ($237,816 against a typical $179,035), its price per square foot is higher than 48% of them ($129 against a typical $130), it is bigger than 80% of them (1,850 ft² against a typical 1,398 ft²), its lot is bigger than 2% of them (3,629 ft² against a typical 0.18 ac) and it is newer than 61% of them (1981 against a typical 1972). Measured against all of Bell County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3811 River Oaks Cir, Temple, TX?

The 2025 property tax bill for 3811 River Oaks Cir, Temple, TX was $2,200. The county assessed it at $168,364.

More homes on River Oaks Cir

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