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Single Family ResidenceResidential
$380,975
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $209,000 on Nov 3, 2017

3812 VALLEY WOOD CT

PENDLETON, KY 40055
0
Baths
10.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$381K
$368K low$394K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$209,000 · Nov 3, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,891 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$280,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$180,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$240,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$280,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.59 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOldham
Lot (acres)The size of the land the home sits on, from county records.10.51
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Oldham County High SchoolA+
High · Grades 9–12 · 9.5 mi
E
Buckner Elementary SchoolA+
Elementary · Grades KG–5 · 9.7 mi
M
Oldham County Middle SchoolA-
Middle · Grades 6–8 · 9.7 mi

District: Oldham County School District

Neighborhood · ZIP 40055These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.142
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,818
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.91 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,029
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,027
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3812 Valley Wood Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Pendleton 40055
  • Has a bigger lot than 96% of homes in Oldham County
  • Older than 79% of homes in Pendleton 40055

What homes are worth in Pendleton 40055

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$817K

This home is worth more than 69% of homes in Pendleton 40055.

How it measures up in Pendleton 40055

The dot is this home. The mark in the middle is the typical home in Pendleton 40055.

Estimated value$380,975
CheaperTypical $309,001Pricier

Pricier than 69% of homes nearby

Lot size10.51 ac
SmallerTypical 3.84 acBigger

Bigger than 83% of homes nearby

Year built1981
OlderTypical 1997Newer

Newer than 21% of homes nearby

How 3812 Valley Wood Ct ranks against every home in each area.
MeasureThis homePendleton 40055Oldham County
Estimated valuepricier than$380,97569% of homes36% of homes
Lot sizebigger than10.51 ac83% of homes96% of homes
Year builtnewer than198121% of homes31% of homes

About 3812 Valley Wood Ct

How much is 3812 Valley Wood Ct, Pendleton, KY worth?

The TopHap Estimate for 3812 Valley Wood Ct, Pendleton, KY is $380,975 as of Oct 21, 2026. The likely range is $367,958 to $393,992. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3812 Valley Wood Ct, Pendleton, KY last sell?

3812 Valley Wood Ct, Pendleton, KY last sold on Nov 3, 2017 for $209,000, according to the county's recorded deed.

When was 3812 Valley Wood Ct, Pendleton, KY built?

3812 Valley Wood Ct, Pendleton, KY was built in 1981, making it 45 years old. The building has 1 story.

What schools serve 3812 Valley Wood Ct, Pendleton, KY?

3812 Valley Wood Ct, Pendleton, KY is assigned to Oldham County High School (high), rated A+; Buckner Elementary School (elementary), rated A+; Oldham County Middle School (middle), rated A-. All sit in Oldham County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3812 Valley Wood Ct, Pendleton, KY compare to other homes in Pendleton 40055?

Among the 818 homes in Pendleton 40055, it is worth more than 69% of them ($380,975 against a typical $309,001), its lot is bigger than 83% of them (10.51 ac against a typical 3.84 ac) and it is newer than 21% of them (1981 against a typical 1997). Measured against all of Oldham County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3812 Valley Wood Ct, Pendleton, KY?

The 2025 property tax bill for 3812 Valley Wood Ct, Pendleton, KY was $2,891. The county assessed it at $280,000.

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