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Single Family ResidenceResidential
$427,288$161 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3812 W RIVER ROCK ST

SPRINGFIELD, MO 65807
3
Beds
2
Baths
2,649 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$427K
$409K low$445K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$254,088
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$203,270
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$173,200
GERSHMAN INVESTMENT CORP · recorded Sep 17, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,366 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$60,650 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,650
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$54,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,650
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$319,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
46
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyGreene
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Brick
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Republic High SchoolA-
High · Grades 9–12 · 4.8 mi
M
Republic Middle SchoolB-
Middle · Grades 7–8 · 7.6 mi
E
Price Elementary SchoolA+
Elementary · Grades KG–4 · 7.9 mi

District: Republic School District

Neighborhood · ZIP 65807These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.155
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.60,407
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,803 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,508
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,639
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3812 W River Rock St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Springfield 65807
  • Bigger than 94% of homes in Springfield 65807
  • Has a bigger lot than 68% of homes in Springfield 65807
  • Newer than 98% of homes in Springfield 65807

What homes are worth in Springfield 65807

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$438K

This home is worth more than 98% of homes in Springfield 65807.

How it measures up in Springfield 65807

The dot is this home. The mark in the middle is the typical home in Springfield 65807.

Estimated value$427,288
CheaperTypical $232,128Pricier

Pricier than 98% of homes nearby

Price per ft²$161
CheaperTypical $160Pricier

Pricier than 53% of homes nearby

Living area2,649 ft²
SmallerTypical 1,482 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.26 ac
SmallerTypical 0.24 acBigger

Bigger than 68% of homes nearby

Year built2014
OlderTypical 1977Newer

Newer than 98% of homes nearby

How 3812 W River Rock St ranks against every home in each area.
MeasureThis homeSpringfield 65807Greene County
Estimated valuepricier than$427,28898% of homes84% of homes
Price per ft²pricier than$16153% of homes52% of homes
Living areabigger than2,649 ft²94% of homes85% of homes
Lot sizebigger than0.26 ac68% of homes49% of homes
Year builtnewer than201498% of homes92% of homes

About 3812 W River Rock St

How much is 3812 W River Rock St, Springfield, MO worth?

The TopHap Estimate for 3812 W River Rock St, Springfield, MO is $427,288 as of Jul 14, 2026. The likely range is $409,213 to $445,363. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3812 W River Rock St, Springfield, MO last sell?

3812 W River Rock St, Springfield, MO last sold on Dec 23, 2014, according to the county's recorded deed.

How big is 3812 W River Rock St, Springfield, MO?

3812 W River Rock St, Springfield, MO has 3 bedrooms, 2 bathrooms, 2,649 square feet of living space and a 0.26-acre lot.

When was 3812 W River Rock St, Springfield, MO built?

3812 W River Rock St, Springfield, MO was built in 2014, making it 12 years old. It is a ranch home. The building has 1 story.

What schools serve 3812 W River Rock St, Springfield, MO?

3812 W River Rock St, Springfield, MO is assigned to Republic High School (high), rated A-; Republic Middle School (middle), rated B-; Price Elementary School (elementary), rated A+. All sit in Republic School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3812 W River Rock St, Springfield, MO compare to other homes in Springfield 65807?

Among the 17,096 homes in Springfield 65807, it is worth more than 98% of them ($427,288 against a typical $232,128), its price per square foot is higher than 53% of them ($161 against a typical $160), it is bigger than 94% of them (2,649 ft² against a typical 1,482 ft²), its lot is bigger than 68% of them (0.26 ac against a typical 0.24 ac) and it is newer than 98% of them (2014 against a typical 1977). Measured against all of Greene County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3812 W River Rock St, Springfield, MO?

The 2025 property tax bill for 3812 W River Rock St, Springfield, MO was $3,366. The county assessed it at $60,650.

Closest homes

More homes in Springfield 65807

Assigned schools

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