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CondominiumResidential
$211,364$199 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $117,000 on Oct 19, 2018

3814 HOLSTON RIVER REACH

PORTSMOUTH, VA 23703
Building report
2
Beds
2.5
Baths
1,064 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$211K
$200K low$222K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$117,000 · Oct 19, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$92,609
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$74,087
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$113,490
ATLANTIC BAY MORTGAGE GROUP LLC · recorded Oct 19, 2018
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$5,265
ATLANTIC BAY MORTGAGE GROUP LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,409 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$178,520 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$138,520
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$167,170
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$178,520

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyPORTSMOUTH CITY
Lot (acres)The size of the land the home sits on, from county records.1.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Churchland High SchoolB-
High · Grades 9–12 · 1.5 mi
E
Churchland Elementary SchoolB
Elementary · Grades KG–6 · 1.5 mi
M
Churchland Middle SchoolD+
Middle · Grades 7–8 · 1.8 mi

District: Portsmouth City Public Schools

Neighborhood · ZIP 23703These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.64
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.27,960
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,102 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,671
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,621
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3814 Holston River Reach measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Portsmouth 23703
  • Smaller than 94% of homes in Portsmouth 23703
  • Among the largest lots in Portsmouth 23703
  • Newer than 86% of homes in Portsmouth city County

What homes are worth in Portsmouth 23703

Each bar is how many homes fall in that price range. The marker is this home.

This home
$164K$630K

This home is worth more than 8% of homes in Portsmouth 23703.

How it measures up in Portsmouth 23703

The dot is this home. The mark in the middle is the typical home in Portsmouth 23703.

Estimated value$211,364
CheaperTypical $336,689Pricier

Pricier than 8% of homes nearby

Price per ft²$199
CheaperTypical $193Pricier

Pricier than 57% of homes nearby

Living area1,064 ft²
SmallerTypical 1,668 ft²Bigger

Bigger than 6% of homes nearby

Lot size1 ac
SmallerTypical 0.31 acBigger

Bigger than almost all homes nearby

Year built1996
OlderTypical 1977Newer

Newer than 83% of homes nearby

How 3814 Holston River Reach ranks against every home in each area.
MeasureThis homePortsmouth 23703Portsmouth city County
Estimated valuepricier than$211,3648% of homes18% of homes
Price per ft²pricier than$19957% of homes59% of homes
Living areabigger than1,064 ft²6% of homes19% of homes
Lot sizebigger than1 acalmost all homesalmost all homes
Year builtnewer than199683% of homes86% of homes

About 3814 Holston River Reach

How much is 3814 Holston River Reach, Portsmouth, VA worth?

The TopHap Estimate for 3814 Holston River Reach, Portsmouth, VA is $211,364 as of Jul 14, 2026. The likely range is $200,258 to $222,470. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3814 Holston River Reach, Portsmouth, VA last sell?

3814 Holston River Reach, Portsmouth, VA last sold on Oct 19, 2018 for $117,000, according to the county's recorded deed.

How big is 3814 Holston River Reach, Portsmouth, VA?

3814 Holston River Reach, Portsmouth, VA has 2 bedrooms, 2.5 bathrooms, 1,064 square feet of living space and a 1.00-acre lot.

When was 3814 Holston River Reach, Portsmouth, VA built?

3814 Holston River Reach, Portsmouth, VA was built in 1996, making it 30 years old. It is a condo/apartment home. The building has 2 stories.

What schools serve 3814 Holston River Reach, Portsmouth, VA?

3814 Holston River Reach, Portsmouth, VA is assigned to Churchland High School (high), rated B-; Churchland Elementary School (elementary), rated B; Churchland Middle School (middle), rated D+. All sit in Portsmouth City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3814 Holston River Reach, Portsmouth, VA compare to other homes in Portsmouth 23703?

Among the 8,892 homes in Portsmouth 23703, it is worth more than 8% of them ($211,364 against a typical $336,689), its price per square foot is higher than 57% of them ($199 against a typical $193), it is bigger than 6% of them (1,064 ft² against a typical 1,668 ft²), its lot is bigger than almost all of them (1 ac against a typical 0.31 ac) and it is newer than 83% of them (1996 against a typical 1977). Measured against all of Portsmouth city County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3814 Holston River Reach, Portsmouth, VA?

The 2025 property tax bill for 3814 Holston River Reach, Portsmouth, VA was $2,409. The county assessed it at $178,520.

Closest homes

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Assigned schools

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