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Single Family ResidenceResidential
$139,597
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

3815 COUNTY ROUTE 1

CAMPBELL, NY 14821
0
Baths
1.73 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$140K
$113K low$166K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$122,597
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$98,078
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.12%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$17,000
CHARLENE CARAPELLA · recorded Mar 26, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,513 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,600 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$3,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$135,338

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySteuben
Lot (acres)The size of the land the home sits on, from county records.1.73
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Addison Middle/High SchoolC
Middle · Grades 6–12 · 5.4 mi
E
Tuscarora Elementary SchoolD
Elementary · Grades KG–5 · 5.8 mi

District: Addison Central School District

Neighborhood · ZIP 14821These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,500
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.65 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,086
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,514
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3815 County Route 1 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

What homes are worth in Campbell 14821

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$430K

This home is worth more than 43% of homes in Campbell 14821.

How it measures up in Campbell 14821

The dot is this home. The mark in the middle is the typical home in Campbell 14821.

Estimated value$139,597
CheaperTypical $154,399Pricier

Pricier than 43% of homes nearby

Lot size1.73 ac
SmallerTypical 2.21 acBigger

Bigger than 42% of homes nearby

How 3815 County Route 1 ranks against every home in each area.
MeasureThis homeCampbell 14821Steuben County
Estimated valuepricier than$139,59743% of homes38% of homes
Lot sizebigger than1.73 ac42% of homes61% of homes

About 3815 County Route 1

How much is 3815 County Route 1, Campbell, NY worth?

The TopHap Estimate for 3815 County Route 1, Campbell, NY is $139,597 as of Jun 23, 2026. The likely range is $113,073 to $166,120. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve 3815 County Route 1, Campbell, NY?

3815 County Route 1, Campbell, NY is assigned to Addison Middle/High School (middle), rated C; Tuscarora Elementary School (elementary), rated D. All sit in Addison Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3815 County Route 1, Campbell, NY compare to other homes in Campbell 14821?

Among the 1,288 homes in Campbell 14821, it is worth more than 43% of them ($139,597 against a typical $154,399) and its lot is bigger than 42% of them (1.73 ac against a typical 2.21 ac). Measured against all of Steuben County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3815 County Route 1, Campbell, NY?

The 2024 property tax bill for 3815 County Route 1, Campbell, NY was $2,513. The county assessed it at $3,600.

Closest homes

More homes in Campbell 14821

Assigned schools

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