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Single Family ResidenceResidential
$391,145$202 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

3815 SAINT GERMAINE CT

SAINT MATTHEWS, KY 40207
1
Beds
2 / 1
Baths
1,934 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1937
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$391K
$366K low$416K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$319,030 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$239,030
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$265,110
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$319,030

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St. Matthews Elementary SchoolC+
Elementary · Grades KG–5 · 0.5 mi
H
Waggener High SchoolD-
High · Grades 9–12 · 0.7 mi
M
Westport Middle SchoolD
Middle · Grades 6–8 · 3.4 mi

District: Jefferson County School District

Neighborhood · ZIP 40207These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.30,762
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,502 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,581
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$139,161
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3815 Saint Germaine Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Jefferson County
  • Costs less per square foot than 85% of homes in Louisville 40207
  • Bigger than 84% of homes in St. Matthews
  • Has a smaller lot than 68% of homes in Louisville 40207
  • Older than 92% of homes in Louisville 40207

What homes are worth in Louisville 40207

Each bar is how many homes fall in that price range. The marker is this home.

This home
$147K$1.7M

This home is worth more than 39% of homes in Louisville 40207.

How it measures up in Louisville 40207

The dot is this home. The mark in the middle is the typical home in Louisville 40207.

Estimated value$391,145
CheaperTypical $430,092Pricier

Pricier than 39% of homes nearby

Price per ft²$202
CheaperTypical $253Pricier

Pricier than 15% of homes nearby

Living area1,934 ft²
SmallerTypical 1,741 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.2 ac
SmallerTypical 0.24 acBigger

Bigger than 32% of homes nearby

Year built1937
OlderTypical 1955Newer

Newer than 8% of homes nearby

How 3815 Saint Germaine Ct ranks against every home in each area.
MeasureThis homeSt. MatthewsLouisville 40207Jefferson County
Estimated valuepricier than$391,14567% of homes39% of homes76% of homes
Price per ft²pricier than$20228% of homes15% of homes60% of homes
Living areabigger than1,934 ft²84% of homes60% of homes77% of homes
Lot sizebigger than0.2 ac56% of homes32% of homes43% of homes
Year builtnewer than193710% of homes8% of homes16% of homes

About 3815 Saint Germaine Ct

How much is 3815 Saint Germaine Ct, Saint Matthews, KY worth?

The TopHap Estimate for 3815 Saint Germaine Ct, Saint Matthews, KY is $391,145 as of Oct 21, 2026. The likely range is $366,224 to $416,066. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3815 Saint Germaine Ct, Saint Matthews, KY?

3815 Saint Germaine Ct, Saint Matthews, KY has 1 bedrooms, 2 bathrooms, 1,934 square feet of living space and a 0.20-acre lot.

When was 3815 Saint Germaine Ct, Saint Matthews, KY built?

3815 Saint Germaine Ct, Saint Matthews, KY was built in 1937, making it 89 years old. It is a conventional home. The building has 2 stories.

What schools serve 3815 Saint Germaine Ct, Saint Matthews, KY?

3815 Saint Germaine Ct, Saint Matthews, KY is assigned to St. Matthews Elementary School (elementary), rated C+; Waggener High School (high), rated D-; Westport Middle School (middle), rated D. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3815 Saint Germaine Ct, Saint Matthews, KY compare to other homes in Louisville 40207?

Among the 11,528 homes in Louisville 40207, it is worth more than 39% of them ($391,145 against a typical $430,092), its price per square foot is higher than 15% of them ($202 against a typical $253), it is bigger than 60% of them (1,934 ft² against a typical 1,741 ft²), its lot is bigger than 32% of them (0.2 ac against a typical 0.24 ac) and it is newer than 8% of them (1937 against a typical 1955). Measured against all of Jefferson County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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