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Single Family ResidenceResidential
$289,340$223 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $125,000 on Aug 29, 2005

3816 COLD HARBOUR DR

RALEIGH, NC 27610
2
Baths
1,296 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$289K
$264K low$314K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,000 · Aug 29, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$114,340
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$91,472
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
STATE EMPLOYEES CU · recorded Nov 12, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
STATE EMPLOYEES CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,474 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$281,382 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$85,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$196,382
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$281,382
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$281,382

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.12
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWake
Lot (acres)The size of the land the home sits on, from county records.0.19
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Porch · 96 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Barwell Road Elementary SchoolC+
Elementary · Grades PK–5 · 1.3 mi
M
East Garner Magnet Middle SchoolC-
Middle · Grades 6–8 · 3.6 mi
H
South Garner High SchoolB+
High · Grades 9–12 · 5.7 mi

District: Wake County Schools

Neighborhood · ZIP 27610These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.79,664
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,910 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,934
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,883
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3816 Cold Harbour Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Wake County
  • Costs more per square foot than 83% of homes in Southeast Raleigh
  • Smaller than 87% of homes in Wake County

What homes are worth in Raleigh 27610

Each bar is how many homes fall in that price range. The marker is this home.

This home
$176K$691K

This home is worth more than 37% of homes in Raleigh 27610.

How it measures up in Raleigh 27610

The dot is this home. The mark in the middle is the typical home in Raleigh 27610.

Estimated value$289,340
CheaperTypical $312,214Pricier

Pricier than 37% of homes nearby

Price per ft²$223
CheaperTypical $193Pricier

Pricier than 72% of homes nearby

Living area1,296 ft²
SmallerTypical 1,634 ft²Bigger

Bigger than 26% of homes nearby

Lot size0.19 ac
SmallerTypical 0.17 acBigger

Bigger than 57% of homes nearby

Year built1999
OlderTypical 2003Newer

Newer than 41% of homes nearby

How 3816 Cold Harbour Dr ranks against every home in each area.
MeasureThis homeSoutheast RaleighRaleigh 27610Wake County
Estimated valuepricier than$289,34042% of homes37% of homes12% of homes
Price per ft²pricier than$22383% of homes72% of homes45% of homes
Living areabigger than1,296 ft²24% of homes26% of homes13% of homes
Lot sizebigger than0.19 ac60% of homes57% of homes38% of homes
Year builtnewer than199938% of homes41% of homes46% of homes

About 3816 Cold Harbour Dr

How much is 3816 Cold Harbour Dr, Raleigh, NC worth?

The TopHap Estimate for 3816 Cold Harbour Dr, Raleigh, NC is $289,340 as of Jul 14, 2026. The likely range is $264,481 to $314,199. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3816 Cold Harbour Dr, Raleigh, NC last sell?

3816 Cold Harbour Dr, Raleigh, NC last sold on Aug 29, 2005 for $125,000, according to the county's recorded deed.

How big is 3816 Cold Harbour Dr, Raleigh, NC?

3816 Cold Harbour Dr, Raleigh, NC has 2 bathrooms, 1,296 square feet of living space and a 0.19-acre lot.

When was 3816 Cold Harbour Dr, Raleigh, NC built?

3816 Cold Harbour Dr, Raleigh, NC was built in 1999, making it 27 years old. It is a conventional home. The building has 1 story.

What schools serve 3816 Cold Harbour Dr, Raleigh, NC?

3816 Cold Harbour Dr, Raleigh, NC is assigned to Barwell Road Elementary School (elementary), rated C+; East Garner Magnet Middle School (middle), rated C-; South Garner High School (high), rated B+. All sit in Wake County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3816 Cold Harbour Dr, Raleigh, NC compare to other homes in Raleigh 27610?

Among the 24,727 homes in Raleigh 27610, it is worth more than 37% of them ($289,340 against a typical $312,214), its price per square foot is higher than 72% of them ($223 against a typical $193), it is bigger than 26% of them (1,296 ft² against a typical 1,634 ft²), its lot is bigger than 57% of them (0.19 ac against a typical 0.17 ac) and it is newer than 41% of them (1999 against a typical 2003). Measured against all of Wake County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3816 Cold Harbour Dr, Raleigh, NC?

The 2025 property tax bill for 3816 Cold Harbour Dr, Raleigh, NC was $2,474. The county assessed it at $281,382.

Closest homes

More homes in Raleigh 27610

Assigned schools

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