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Single Family ResidenceResidential
$456,923$255 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $235,000 on Dec 9, 2003

3816 SAINT GERMAINE CT

SAINT MATTHEWS, KY 40207
2
Beds
4 / 1
Baths
1,791 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$457K
$408K low$505K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$235,000 · Dec 9, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,269 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$429,250 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$76,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$352,450
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$377,350
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$429,250

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 185 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St. Matthews Elementary SchoolB
Elementary · Grades KG–5 · 0.5 mi
H
Waggener High SchoolD-
High · Grades 9–12 · 0.7 mi
M
Westport Middle SchoolC-
Middle · Grades 6–8 · 3.4 mi

District: Jefferson County School District

Neighborhood · ZIP 40207These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.30,762
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,502 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,581
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$139,161
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3816 Saint Germaine Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in St. Matthews
  • Costs more per square foot than 88% of homes in Jefferson County
  • Bigger than 79% of homes in St. Matthews
  • Has a smaller lot than 78% of homes in Louisville 40207
  • Newer than 96% of homes in St. Matthews

What homes are worth in Louisville 40207

Each bar is how many homes fall in that price range. The marker is this home.

This home
$153K$1.7M

This home is worth more than 55% of homes in Louisville 40207.

How it measures up in Louisville 40207

The dot is this home. The mark in the middle is the typical home in Louisville 40207.

Estimated value$456,923
CheaperTypical $433,389Pricier

Pricier than 55% of homes nearby

Price per ft²$255
CheaperTypical $254Pricier

Pricier than 51% of homes nearby

Living area1,791 ft²
SmallerTypical 1,737 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.17 ac
SmallerTypical 0.24 acBigger

Bigger than 22% of homes nearby

Year built1992
OlderTypical 1955Newer

Newer than 94% of homes nearby

How 3816 Saint Germaine Ct ranks against every home in each area.
MeasureThis homeSt. MatthewsLouisville 40207Jefferson County
Estimated valuepricier than$456,92383% of homes55% of homes83% of homes
Price per ft²pricier than$25562% of homes51% of homes88% of homes
Living areabigger than1,791 ft²79% of homes53% of homes72% of homes
Lot sizebigger than0.17 ac37% of homes22% of homes34% of homes
Year builtnewer than199296% of homes94% of homes79% of homes

About 3816 Saint Germaine Ct

How much is 3816 Saint Germaine Ct, Saint Matthews, KY worth?

The TopHap Estimate for 3816 Saint Germaine Ct, Saint Matthews, KY is $456,923 as of Sep 24, 2026. The likely range is $408,474 to $505,372. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3816 Saint Germaine Ct, Saint Matthews, KY last sell?

3816 Saint Germaine Ct, Saint Matthews, KY last sold on Dec 9, 2003 for $235,000, according to the county's recorded deed.

How big is 3816 Saint Germaine Ct, Saint Matthews, KY?

3816 Saint Germaine Ct, Saint Matthews, KY has 2 bedrooms, 4 bathrooms, 1,791 square feet of living space and a 0.17-acre lot.

When was 3816 Saint Germaine Ct, Saint Matthews, KY built?

3816 Saint Germaine Ct, Saint Matthews, KY was built in 1992, making it 34 years old. It is a conventional home. The building has 2 stories.

What schools serve 3816 Saint Germaine Ct, Saint Matthews, KY?

3816 Saint Germaine Ct, Saint Matthews, KY is assigned to St. Matthews Elementary School (elementary), rated B; Waggener High School (high), rated D-; Westport Middle School (middle), rated C-. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3816 Saint Germaine Ct, Saint Matthews, KY compare to other homes in Louisville 40207?

Among the 11,527 homes in Louisville 40207, it is worth more than 55% of them ($456,923 against a typical $433,389), its price per square foot is higher than 51% of them ($255 against a typical $254), it is bigger than 53% of them (1,791 ft² against a typical 1,737 ft²), its lot is bigger than 22% of them (0.17 ac against a typical 0.24 ac) and it is newer than 94% of them (1992 against a typical 1955). Measured against all of Jefferson County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3816 Saint Germaine Ct, Saint Matthews, KY?

The 2024 property tax bill for 3816 Saint Germaine Ct, Saint Matthews, KY was $4,269. The county assessed it at $429,250.

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