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Duplex (2 Units, Any Combination)Residential
Last sold for $172,900 on Feb 8, 2019

3817 STEPHENS RD NE

CLEVELAND, TN 37312
2
Beds
2
Baths
1,198 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.52 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$172,900 · Feb 8, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$692 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$48,100 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$44,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$48,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$192,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
CountyBradley
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2019
Lot (acres)The size of the land the home sits on, from county records.0.52
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 112 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Cleveland High SchoolB+
High · Grades 9–12 · 1.8 mi
E
Donald P. Yates Primary School
Elementary · Grades KG–2 · 1.9 mi
M
Cleveland Middle SchoolD
Middle · Grades 6–8 · 3.3 mi

District: Cleveland City School District

Neighborhood · ZIP 37312These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.124
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.154

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.36,572
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.579 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,208
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,681
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3817 Stephens Rd Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 86% of homes in Cleveland 37312
  • Newer than 93% of homes in Bradley County

How it measures up in Cleveland 37312

The dot is this home. The mark in the middle is the typical home in Cleveland 37312.

Living area1,198 ft²
SmallerTypical 1,716 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.52 ac
SmallerTypical 0.49 acBigger

Bigger than 55% of homes nearby

Year built2018
OlderTypical 1989Newer

Newer than 90% of homes nearby

How 3817 Stephens Rd Ne ranks against every home in each area.
MeasureThis homeCleveland 37312Bradley County
Living areabigger than1,198 ft²14% of homes27% of homes
Lot sizebigger than0.52 ac55% of homes47% of homes
Year builtnewer than201890% of homes93% of homes

About 3817 Stephens Rd Ne

When did 3817 Stephens Rd Ne, Cleveland, TN last sell?

3817 Stephens Rd Ne, Cleveland, TN last sold on Feb 8, 2019 for $172,900, according to the county's recorded deed.

How big is 3817 Stephens Rd Ne, Cleveland, TN?

3817 Stephens Rd Ne, Cleveland, TN has 2 bedrooms, 2 bathrooms, 1,198 square feet of living space and a 0.52-acre lot.

When was 3817 Stephens Rd Ne, Cleveland, TN built?

3817 Stephens Rd Ne, Cleveland, TN was built in 2018, making it 8 years old. The building has 1 story.

What schools serve 3817 Stephens Rd Ne, Cleveland, TN?

3817 Stephens Rd Ne, Cleveland, TN is assigned to Cleveland High School (high), rated B+; Donald P. Yates Primary School (elementary); Cleveland Middle School (middle), rated D. All sit in Cleveland City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3817 Stephens Rd Ne, Cleveland, TN compare to other homes in Cleveland 37312?

Among the 13,650 homes in Cleveland 37312, it is bigger than 14% of them (1,198 ft² against a typical 1,716 ft²), its lot is bigger than 55% of them (0.52 ac against a typical 0.49 ac) and it is newer than 90% of them (2018 against a typical 1989). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3817 Stephens Rd Ne, Cleveland, TN?

The 2024 property tax bill for 3817 Stephens Rd Ne, Cleveland, TN was $692. The county assessed it at $48,100.

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