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Single Family ResidenceResidential
$245,124$160 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3821 E GARNET LOOP

HERNANDO, FL 34442
3
Beds
2
Baths
1,530 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$245K
$234K low$256K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$27 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$211,282 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$56,520
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$154,762
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$211,920
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$211,282

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCitrus
Lot (acres)The size of the land the home sits on, from county records.0.39
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Fiberglass
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 350 ft²Porch · 565 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hernando Elementary SchoolD
Elementary · Grades PK–5 · 2.9 mi
M
Citrus Springs Middle SchoolB
Middle · Grades 6–8 · 4.5 mi
H
Citrus High SchoolC-
High · Grades 9–12 · 7.3 mi

District: Citrus County School District

Neighborhood · ZIP 34442These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.18,593
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.427 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,807
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,524
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3821 E Garnet Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Hernando 34442
  • Costs less per square foot than 74% of homes in Hernando 34442
  • Older than 89% of homes in Hernando 34442

What homes are worth in Hernando 34442

Each bar is how many homes fall in that price range. The marker is this home.

This home
$120K$805K

This home is worth more than 21% of homes in Hernando 34442.

How it measures up in Hernando 34442

The dot is this home. The mark in the middle is the typical home in Hernando 34442.

Estimated value$245,124
CheaperTypical $346,059Pricier

Pricier than 21% of homes nearby

Price per ft²$160
CheaperTypical $180Pricier

Pricier than 26% of homes nearby

Living area1,530 ft²
SmallerTypical 1,719 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.39 ac
SmallerTypical 0.46 acBigger

Bigger than 46% of homes nearby

Year built1973
OlderTypical 1997Newer

Newer than 11% of homes nearby

How 3821 E Garnet Loop ranks against every home in each area.
MeasureThis homeHernando 34442Citrus County
Estimated valuepricier than$245,12421% of homes43% of homes
Price per ft²pricier than$16026% of homes41% of homes
Living areabigger than1,530 ft²39% of homes51% of homes
Lot sizebigger than0.39 ac46% of homes53% of homes
Year builtnewer than197311% of homes15% of homes

About 3821 E Garnet Loop

How much is 3821 E Garnet Loop, Hernando, FL worth?

The TopHap Estimate for 3821 E Garnet Loop, Hernando, FL is $245,124 as of Sep 24, 2026. The likely range is $234,118 to $256,130. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3821 E Garnet Loop, Hernando, FL?

3821 E Garnet Loop, Hernando, FL has 3 bedrooms, 2 bathrooms, 1,530 square feet of living space and a 0.39-acre lot.

When was 3821 E Garnet Loop, Hernando, FL built?

3821 E Garnet Loop, Hernando, FL was built in 1973, making it 53 years old. The building has 1 story.

What schools serve 3821 E Garnet Loop, Hernando, FL?

3821 E Garnet Loop, Hernando, FL is assigned to Hernando Elementary School (elementary), rated D; Citrus Springs Middle School (middle), rated B; Citrus High School (high), rated C-. All sit in Citrus County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3821 E Garnet Loop, Hernando, FL compare to other homes in Hernando 34442?

Among the 9,579 homes in Hernando 34442, it is worth more than 21% of them ($245,124 against a typical $346,059), its price per square foot is higher than 26% of them ($160 against a typical $180), it is bigger than 39% of them (1,530 ft² against a typical 1,719 ft²), its lot is bigger than 46% of them (0.39 ac against a typical 0.46 ac) and it is newer than 11% of them (1973 against a typical 1997). Measured against all of Citrus County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3821 E Garnet Loop, Hernando, FL?

The 2025 property tax bill for 3821 E Garnet Loop, Hernando, FL was $27. The county assessed it at $211,282.

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