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Single Family ResidenceResidential
$649,145$286 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3821 RUISDAEL DR

MODESTO, CA 95356
4
Beds
3
Baths
2,266 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$649K
$611K low$687K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$362,145
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$289,716
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$192,000
FIRST CONCORD MORTGAGE · recorded Jan 6, 1999
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$95,000
BANK OF STOCKTON

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,799 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$423,268 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$117,569
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$305,699
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$423,268

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
47
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
13
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
98
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStanislaus
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 192 ft²

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mary Lou Dieterich Elementary SchoolB
Elementary · Grades KG–6 · 0.2 mi
M
Prescott Junior High SchoolC
Middle · Grades 7–8 · 0.8 mi
H
Joseph A. Gregori High SchoolB
High · Grades 9–12 · 2.1 mi

District: Stanislaus Union Elementary School District

Neighborhood · ZIP 95356These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.141

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.1%
PopulationHow many people live in this area.34,264
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,547 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,584
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,143
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3821 Ruisdael Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Stanislaus County
  • Bigger than 83% of homes in Stanislaus County
  • Has a bigger lot than 71% of homes in Modesto 95356

What homes are worth in Modesto 95356

Each bar is how many homes fall in that price range. The marker is this home.

This home
$239K$1.7M

This home is worth more than 75% of homes in Modesto 95356.

How it measures up in Modesto 95356

The dot is this home. The mark in the middle is the typical home in Modesto 95356.

Estimated value$649,145
CheaperTypical $523,701Pricier

Pricier than 75% of homes nearby

Price per ft²$286
CheaperTypical $282Pricier

Pricier than 55% of homes nearby

Living area2,266 ft²
SmallerTypical 1,867 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.19 ac
SmallerTypical 0.15 acBigger

Bigger than 71% of homes nearby

Year built1987
OlderTypical 1986Newer

Newer than 57% of homes nearby

How 3821 Ruisdael Dr ranks against every home in each area.
MeasureThis homeModesto 95356Stanislaus County
Estimated valuepricier than$649,14575% of homes88% of homes
Price per ft²pricier than$28655% of homes50% of homes
Living areabigger than2,266 ft²67% of homes83% of homes
Lot sizebigger than0.19 ac71% of homes70% of homes
Year builtnewer than198757% of homes56% of homes

About 3821 Ruisdael Dr

How much is 3821 Ruisdael Dr, Modesto, CA worth?

The TopHap Estimate for 3821 Ruisdael Dr, Modesto, CA is $649,145 as of Jul 14, 2026. The likely range is $611,409 to $686,881. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3821 Ruisdael Dr, Modesto, CA last sell?

3821 Ruisdael Dr, Modesto, CA last sold on Aug 27, 2013, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 3821 Ruisdael Dr, Modesto, CA?

3821 Ruisdael Dr, Modesto, CA has 4 bedrooms, 3 bathrooms, 2,266 square feet of living space and a 0.19-acre lot.

When was 3821 Ruisdael Dr, Modesto, CA built?

3821 Ruisdael Dr, Modesto, CA was built in 1987, making it 39 years old.

What schools serve 3821 Ruisdael Dr, Modesto, CA?

3821 Ruisdael Dr, Modesto, CA is assigned to Mary Lou Dieterich Elementary School (elementary), rated B; Prescott Junior High School (middle), rated C; Joseph A. Gregori High School (high), rated B. All sit in Stanislaus Union Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3821 Ruisdael Dr, Modesto, CA compare to other homes in Modesto 95356?

Among the 10,285 homes in Modesto 95356, it is worth more than 75% of them ($649,145 against a typical $523,701), its price per square foot is higher than 55% of them ($286 against a typical $282), it is bigger than 67% of them (2,266 ft² against a typical 1,867 ft²), its lot is bigger than 71% of them (0.19 ac against a typical 0.15 ac) and it is newer than 57% of them (1987 against a typical 1986). Measured against all of Stanislaus County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3821 Ruisdael Dr, Modesto, CA?

The 2025 property tax bill for 3821 Ruisdael Dr, Modesto, CA was $4,799. The county assessed it at $423,268.

Closest homes

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Assigned schools

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