Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$184,440$158 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3822 PROSPECT ST

VERNON, NY 13476
2
Beds
1
Baths
1,164 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.71 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$184K
$164K low$204K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$74,400 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$68,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$74,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$157,627

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOneida
Lot (acres)The size of the land the home sits on, from county records.0.71
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 588 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Willard Prior Elementary School
Elementary · Grades PK–1 · 0.5 mi
H
Oneida High SchoolB
High · Grades 9–12 · 1.2 mi
M
Otto Shortell Middle SchoolD
Middle · Grades 6–8 · 3.6 mi

District: Oneida City School District

Neighborhood · ZIP 13476These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,800
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.175 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,621
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,631
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3822 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Vernon 13476
  • Smaller than 82% of homes in Vernon 13476
  • Has a smaller lot than 66% of homes in Vernon 13476
  • Older than 82% of homes in Oneida County

What homes are worth in Vernon 13476

Each bar is how many homes fall in that price range. The marker is this home.

This home
$97K$488K

This home is worth more than 22% of homes in Vernon 13476.

How it measures up in Vernon 13476

The dot is this home. The mark in the middle is the typical home in Vernon 13476.

Estimated value$184,440
CheaperTypical $233,861Pricier

Pricier than 22% of homes nearby

Price per ft²$158
CheaperTypical $149Pricier

Pricier than 60% of homes nearby

Living area1,164 ft²
SmallerTypical 1,619 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.71 ac
SmallerTypical 1.2 acBigger

Bigger than 34% of homes nearby

Year built1900
OlderTypical 1960Newer

Newer than 25% of homes nearby

How 3822 Prospect St ranks against every home in each area.
MeasureThis homeVernon 13476Oneida County
Estimated valuepricier than$184,44022% of homes31% of homes
Price per ft²pricier than$15860% of homes52% of homes
Living areabigger than1,164 ft²18% of homes22% of homes
Lot sizebigger than0.71 ac34% of homes66% of homes
Year builtnewer than190025% of homes18% of homes

About 3822 Prospect St

How much is 3822 Prospect St, Vernon, NY worth?

The TopHap Estimate for 3822 Prospect St, Vernon, NY is $184,440 as of Sep 24, 2026. The likely range is $164,476 to $204,404. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3822 Prospect St, Vernon, NY?

3822 Prospect St, Vernon, NY has 2 bedrooms, 1 bathrooms, 1,164 square feet of living space and a 0.71-acre lot.

When was 3822 Prospect St, Vernon, NY built?

3822 Prospect St, Vernon, NY was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 3822 Prospect St, Vernon, NY?

3822 Prospect St, Vernon, NY is assigned to Willard Prior Elementary School (elementary); Oneida High School (high), rated B; Otto Shortell Middle School (middle), rated D. All sit in Oneida City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3822 Prospect St, Vernon, NY compare to other homes in Vernon 13476?

Among the 1,207 homes in Vernon 13476, it is worth more than 22% of them ($184,440 against a typical $233,861), its price per square foot is higher than 60% of them ($158 against a typical $149), it is bigger than 18% of them (1,164 ft² against a typical 1,619 ft²), its lot is bigger than 34% of them (0.71 ac against a typical 1.2 ac) and it is newer than 25% of them (1900 against a typical 1960). Measured against all of Oneida County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Prospect St

Closest homes

More homes in Vernon 13476

Assigned schools

Explore the area

See this home in context

Open 3822 Prospect St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map