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Residential (General/Single)Residential
$53,786$102 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 37How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3822 SAGINAW ST

NATIONAL CITY, MI 48748
1
Baths
528 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.

Valuation

$54K
$20K low$88K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,003 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$78,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$78,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$68,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$157,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
34
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyIOSCO
Lot (acres)The size of the land the home sits on, from county records.0.11
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Tawas Area Middle SchoolB
Middle · Grades 5–8 · 7.7 mi
H
Tawas Area High SchoolA+
High · Grades 9–12 · 7.7 mi
E
Clara B Bolen Elementary SchoolB-
Elementary · Grades PK–4 · 7.7 mi

District: Tawas Area Schools

Neighborhood · ZIP 48748These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.49%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,665
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,667
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,742
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3822 Saginaw St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Iosco County
  • Costs less per square foot than 78% of homes in Iosco County
  • Smaller than 96% of homes in Iosco County
  • Has a smaller lot than 97% of homes in National City 48748
  • Older than 78% of homes in Iosco County

What homes are worth in National City 48748

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$543K

This home is worth more than 7% of homes in National City 48748.

How it measures up in National City 48748

The dot is this home. The mark in the middle is the typical home in National City 48748.

Estimated value$53,786
CheaperTypical $144,736Pricier

Pricier than 7% of homes nearby

Price per ft²$102
CheaperTypical $144Pricier

Pricier than 25% of homes nearby

Living area528 ft²
SmallerTypical 1,015 ft²Bigger

Bigger than 6% of homes nearby

Lot size0.11 ac
SmallerTypical 0.34 acBigger

Bigger than 3% of homes nearby

Year built1950
OlderTypical 1968Newer

Newer than 23% of homes nearby

How 3822 Saginaw St ranks against every home in each area.
MeasureThis homeNational City 48748Iosco County
Estimated valuepricier than$53,7867% of homes5% of homes
Price per ft²pricier than$10225% of homes22% of homes
Living areabigger than528 ft²6% of homes4% of homes
Lot sizebigger than0.11 ac3% of homes4% of homes
Year builtnewer than195023% of homes22% of homes

About 3822 Saginaw St

How much is 3822 Saginaw St, National City, MI worth?

The TopHap Estimate for 3822 Saginaw St, National City, MI is $53,786 as of Sep 24, 2026. The likely range is $19,985 to $87,587. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3822 Saginaw St, National City, MI last sell?

3822 Saginaw St, National City, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3822 Saginaw St, National City, MI?

3822 Saginaw St, National City, MI has 1 bathrooms, 528 square feet of living space and a 0.11-acre lot.

When was 3822 Saginaw St, National City, MI built?

3822 Saginaw St, National City, MI was built in 1950, making it 76 years old.

What schools serve 3822 Saginaw St, National City, MI?

3822 Saginaw St, National City, MI is assigned to Tawas Area Middle School (middle), rated B; Tawas Area High School (high), rated A+; Clara B Bolen Elementary School (elementary), rated B-. All sit in Tawas Area Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3822 Saginaw St, National City, MI compare to other homes in National City 48748?

Among the 2,162 homes in National City 48748, it is worth more than 7% of them ($53,786 against a typical $144,736), its price per square foot is higher than 25% of them ($102 against a typical $144), it is bigger than 6% of them (528 ft² against a typical 1,015 ft²), its lot is bigger than 3% of them (0.11 ac against a typical 0.34 ac) and it is newer than 23% of them (1950 against a typical 1968). Measured against all of Iosco County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3822 Saginaw St, National City, MI?

The 2025 property tax bill for 3822 Saginaw St, National City, MI was $2,003. The county assessed it at $78,700.

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