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Single Family ResidentialResidential
$143,547$266 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $29,300 on Sep 1, 1999

38228 CLOVER HILL RD

PINE RIVER, MN 56474
0
Baths
540 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
20.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$144K
$122K low$165K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$29,300 · Sep 1, 1999

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$718 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$214,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$162,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$52,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$191,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$214,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCROW WING
Lot (acres)The size of the land the home sits on, from county records.20.29
ConstructionThe main material the home's frame and walls are built from.Log
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Wood Furnace
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 196 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pine River-Backus Elementary SchoolC
Elementary · Grades PK–6 · 4.2 mi
M
Pine River-Backus High SchoolC+
Middle · Grades 7–12 · 4.3 mi

District: Pine River-Backus Public School District

Neighborhood · ZIP 56474These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.57%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.5,229
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,070
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,777
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38228 Clover Hill Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Crow Wing County
  • Costs more per square foot than 85% of homes in Pine River 56474
  • Smaller than 95% of homes in Crow Wing County
  • Has a bigger lot than 94% of homes in Crow Wing County
  • Older than 70% of homes in Pine River 56474

What homes are worth in Pine River 56474

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$1M

This home is worth more than 28% of homes in Pine River 56474.

How it measures up in Pine River 56474

The dot is this home. The mark in the middle is the typical home in Pine River 56474.

Estimated value$143,547
CheaperTypical $191,521Pricier

Pricier than 28% of homes nearby

Price per ft²$266
CheaperTypical $158Pricier

Pricier than 85% of homes nearby

Living area540 ft²
SmallerTypical 1,176 ft²Bigger

Bigger than 6% of homes nearby

Lot size20.29 ac
SmallerTypical 2.12 acBigger

Bigger than 86% of homes nearby

Year built1978
OlderTypical 1990Newer

Newer than 30% of homes nearby

How 38228 Clover Hill Rd ranks against every home in each area.
MeasureThis homePine River 56474Crow Wing County
Estimated valuepricier than$143,54728% of homes11% of homes
Price per ft²pricier than$26685% of homes76% of homes
Living areabigger than540 ft²6% of homes5% of homes
Lot sizebigger than20.29 ac86% of homes94% of homes
Year builtnewer than197830% of homes33% of homes

About 38228 Clover Hill Rd

How much is 38228 Clover Hill Rd, Pine River, MN worth?

The TopHap Estimate for 38228 Clover Hill Rd, Pine River, MN is $143,547 as of Aug 30, 2026. The likely range is $122,054 to $165,040. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38228 Clover Hill Rd, Pine River, MN last sell?

38228 Clover Hill Rd, Pine River, MN last sold on Sep 1, 1999 for $29,300, according to the county's recorded deed.

How big is 38228 Clover Hill Rd, Pine River, MN?

38228 Clover Hill Rd, Pine River, MN has 540 square feet of living space and a 20.29-acre lot.

When was 38228 Clover Hill Rd, Pine River, MN built?

38228 Clover Hill Rd, Pine River, MN was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 38228 Clover Hill Rd, Pine River, MN?

38228 Clover Hill Rd, Pine River, MN is assigned to Pine River-Backus Elementary School (elementary), rated C; Pine River-Backus High School (middle), rated C+. All sit in Pine River-Backus Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38228 Clover Hill Rd, Pine River, MN compare to other homes in Pine River 56474?

Among the 2,945 homes in Pine River 56474, it is worth more than 28% of them ($143,547 against a typical $191,521), its price per square foot is higher than 85% of them ($266 against a typical $158), it is bigger than 6% of them (540 ft² against a typical 1,176 ft²), its lot is bigger than 86% of them (20.29 ac against a typical 2.12 ac) and it is newer than 30% of them (1978 against a typical 1990). Measured against all of Crow Wing County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38228 Clover Hill Rd, Pine River, MN?

The 2026 property tax bill for 38228 Clover Hill Rd, Pine River, MN was $718. The county assessed it at $214,000.

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