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Rural ResidenceResidential
$384,600$534 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $200,000 on Jul 19, 2022

383 MCCOY ST

SPENCER, TN 38585
1
Baths
720 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
15.41 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$385K
$361K low$408K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$200,000 · Jul 19, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$653 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,225 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,425
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$21,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,750
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$162,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.124 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyVAN BUREN
Lot (acres)The size of the land the home sits on, from county records.15.41
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Spencer Elementary SchoolC+
Elementary · Grades PK–5 · 0.8 mi
M
Van Buren County High SchoolB
Middle · Grades 6–12 · 0.8 mi

District: Van Buren County School District

Neighborhood · ZIP 38585These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.121
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.5,489
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,476
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,214
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

383 Mccoy St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Spencer 38585
  • Among the highest price per square foot in Spencer 38585
  • Smaller than 93% of homes in Spencer 38585
  • Has a bigger lot than 86% of homes in Spencer 38585
  • Newer than 94% of homes in Spencer 38585

What homes are worth in Spencer 38585

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$700K

This home is worth more than 87% of homes in Spencer 38585.

How it measures up in Spencer 38585

The dot is this home. The mark in the middle is the typical home in Spencer 38585.

Estimated value$384,600
CheaperTypical $175,809Pricier

Pricier than 87% of homes nearby

Price per ft²$534
CheaperTypical $154Pricier

Pricier than almost all homes nearby

Living area720 ft²
SmallerTypical 1,303 ft²Bigger

Bigger than 7% of homes nearby

Lot size15.41 ac
SmallerTypical 2.4 acBigger

Bigger than 86% of homes nearby

Year built2020
OlderTypical 1991Newer

Newer than 94% of homes nearby

How 383 Mccoy St ranks against every home in each area.
MeasureThis homeSpencer 38585Van Buren County
Estimated valuepricier than$384,60087% of homes83% of homes
Price per ft²pricier than$534almost all homes98% of homes
Living areabigger than720 ft²7% of homes8% of homes
Lot sizebigger than15.41 ac86% of homes85% of homes
Year builtnewer than202094% of homes93% of homes

About 383 Mccoy St

How much is 383 Mccoy St, Spencer, TN worth?

The TopHap Estimate for 383 Mccoy St, Spencer, TN is $384,600 as of Sep 24, 2026. The likely range is $361,223 to $407,977. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 383 Mccoy St, Spencer, TN last sell?

383 Mccoy St, Spencer, TN last sold on Jul 19, 2022 for $200,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 383 Mccoy St, Spencer, TN?

383 Mccoy St, Spencer, TN has 1 bathrooms, 720 square feet of living space and a 15.41-acre lot.

When was 383 Mccoy St, Spencer, TN built?

383 Mccoy St, Spencer, TN was built in 2020, making it 6 years old. The building has 1 story.

What schools serve 383 Mccoy St, Spencer, TN?

383 Mccoy St, Spencer, TN is assigned to Spencer Elementary School (elementary), rated C+; Van Buren County High School (middle), rated B. All sit in Van Buren County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 383 Mccoy St, Spencer, TN compare to other homes in Spencer 38585?

Among the 2,408 homes in Spencer 38585, it is worth more than 87% of them ($384,600 against a typical $175,809), its price per square foot is higher than almost all of them ($534 against a typical $154), it is bigger than 7% of them (720 ft² against a typical 1,303 ft²), its lot is bigger than 86% of them (15.41 ac against a typical 2.4 ac) and it is newer than 94% of them (2020 against a typical 1991). Measured against all of Van Buren County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 383 Mccoy St, Spencer, TN?

The 2025 property tax bill for 383 Mccoy St, Spencer, TN was $653. The county assessed it at $27,225.

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