Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$125,651$136 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $55,000 on Mar 1, 1999

3838 RUDY MARTIN DR

OWENSBORO, KY 42301
3
Beds
1
Baths
925 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.

Valuation

$126K
$106K low$145K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$55,000 · Mar 1, 1999
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$123,254
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$98,603
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.2%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$2,397
SECRETARY HOUSING URBAN DEVELOPMENT · recorded Sep 29, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$510 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$98,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$78,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$98,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$98,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDaviess
Lot (acres)The size of the land the home sits on, from county records.0.14
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Apollo High SchoolB+
High · Grades 9–12 · 0.2 mi
M
F T Burns Middle SchoolB
Middle · Grades 6–8 · 0.9 mi
E
F T Burns Elementary SchoolB-
Elementary · Grades PK–5 · 0.9 mi

District: Daviess County School District

Neighborhood · ZIP 42301These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.111

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.46,051
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.247 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,968
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,372
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3838 Rudy Martin Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Apollo Area
  • Costs more per square foot than 72% of homes in Owensboro 42301
  • Smaller than 88% of homes in Daviess County
  • Has a smaller lot than 88% of homes in Daviess County
  • Newer than 66% of homes in Owensboro 42301

What homes are worth in Owensboro 42301

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$446K

This home is worth more than 28% of homes in Owensboro 42301.

How it measures up in Owensboro 42301

The dot is this home. The mark in the middle is the typical home in Owensboro 42301.

Estimated value$125,651
CheaperTypical $172,476Pricier

Pricier than 28% of homes nearby

Price per ft²$136
CheaperTypical $118Pricier

Pricier than 72% of homes nearby

Living area925 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.14 ac
SmallerTypical 0.2 acBigger

Bigger than 13% of homes nearby

Year built1974
OlderTypical 1967Newer

Newer than 66% of homes nearby

How 3838 Rudy Martin Dr ranks against every home in each area.
MeasureThis homeApollo AreaOwensboro 42301Daviess County
Estimated valuepricier than$125,65113% of homes28% of homes27% of homes
Price per ft²pricier than$13647% of homes72% of homes61% of homes
Living areabigger than925 ft²18% of homes13% of homes12% of homes
Lot sizebigger than0.14 ac14% of homes13% of homes12% of homes
Year builtnewer than197439% of homes66% of homes57% of homes

About 3838 Rudy Martin Dr

How much is 3838 Rudy Martin Dr, Owensboro, KY worth?

The TopHap Estimate for 3838 Rudy Martin Dr, Owensboro, KY is $125,651 as of Jul 14, 2026. The likely range is $105,850 to $145,452. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3838 Rudy Martin Dr, Owensboro, KY last sell?

3838 Rudy Martin Dr, Owensboro, KY last sold on Mar 1, 1999 for $55,000, according to the county's recorded deed.

How big is 3838 Rudy Martin Dr, Owensboro, KY?

3838 Rudy Martin Dr, Owensboro, KY has 3 bedrooms, 1 bathrooms, 925 square feet of living space and a 0.14-acre lot.

When was 3838 Rudy Martin Dr, Owensboro, KY built?

3838 Rudy Martin Dr, Owensboro, KY was built in 1974, making it 52 years old.

What schools serve 3838 Rudy Martin Dr, Owensboro, KY?

3838 Rudy Martin Dr, Owensboro, KY is assigned to Apollo High School (high), rated B+; F T Burns Middle School (middle), rated B; F T Burns Elementary School (elementary), rated B-. All sit in Daviess County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3838 Rudy Martin Dr, Owensboro, KY compare to other homes in Owensboro 42301?

Among the 15,796 homes in Owensboro 42301, it is worth more than 28% of them ($125,651 against a typical $172,476), its price per square foot is higher than 72% of them ($136 against a typical $118), it is bigger than 13% of them (925 ft² against a typical 1,400 ft²), its lot is bigger than 13% of them (0.14 ac against a typical 0.2 ac) and it is newer than 66% of them (1974 against a typical 1967). Measured against all of Daviess County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3838 Rudy Martin Dr, Owensboro, KY?

The 2025 property tax bill for 3838 Rudy Martin Dr, Owensboro, KY was $510. The county assessed it at $98,600.

Closest homes

More homes in Owensboro 42301

Assigned schools

Explore the area

See this home in context

Open 3838 Rudy Martin Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map