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Single Family ResidenceResidential
$215,942$107 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $159,900 on Jan 27, 2021

3840 SPRUCE ST

ASHLAND, KY 41102
3
Beds
2 / 1
Baths
2,016 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1976
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$216K
$203K low$229K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$159,900 · Jan 27, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,255 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$159,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$139,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$159,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$159,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyBoyd
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 230 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Summit Elementary SchoolC
Elementary · Grades KG–5 · 1.9 mi
M
Boyd County Middle SchoolC+
Middle · Grades 6–8 · 2.3 mi
H
Boyd County High SchoolC
High · Grades 9–12 · 6.2 mi

District: Boyd County School District

Neighborhood · ZIP 41102These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.151
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.20,786
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.395 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,528
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3840 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Boyd County
  • Costs more per square foot than 67% of homes in Boyd County
  • Bigger than 82% of homes in Boyd County
  • Newer than 68% of homes in Boyd County

What homes are worth in Ashland 41102

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$409K

This home is worth more than 83% of homes in Ashland 41102.

How it measures up in Ashland 41102

The dot is this home. The mark in the middle is the typical home in Ashland 41102.

Estimated value$215,942
CheaperTypical $124,500Pricier

Pricier than 83% of homes nearby

Price per ft²$107
CheaperTypical $95Pricier

Pricier than 61% of homes nearby

Living area2,016 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 81% of homes nearby

Year built1976
OlderTypical 1971Newer

Newer than 62% of homes nearby

How 3840 Spruce St ranks against every home in each area.
MeasureThis homeAshland 41102Boyd County
Estimated valuepricier than$215,94283% of homes86% of homes
Price per ft²pricier than$10761% of homes67% of homes
Living areabigger than2,016 ft²81% of homes82% of homes
Year builtnewer than197662% of homes68% of homes

About 3840 Spruce St

How much is 3840 Spruce St, Ashland, KY worth?

The TopHap Estimate for 3840 Spruce St, Ashland, KY is $215,942 as of Aug 30, 2026. The likely range is $202,782 to $229,102. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3840 Spruce St, Ashland, KY last sell?

3840 Spruce St, Ashland, KY last sold on Jan 27, 2021 for $159,900, according to the county's recorded deed.

How big is 3840 Spruce St, Ashland, KY?

3840 Spruce St, Ashland, KY has 3 bedrooms, 2 bathrooms and 2,016 square feet of living space.

When was 3840 Spruce St, Ashland, KY built?

3840 Spruce St, Ashland, KY was built in 1976, making it 50 years old. It is a split level home. The building has 2 stories.

What schools serve 3840 Spruce St, Ashland, KY?

3840 Spruce St, Ashland, KY is assigned to Summit Elementary School (elementary), rated C; Boyd County Middle School (middle), rated C+; Boyd County High School (high), rated C. All sit in Boyd County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3840 Spruce St, Ashland, KY compare to other homes in Ashland 41102?

Among the 9,392 homes in Ashland 41102, it is worth more than 83% of them ($215,942 against a typical $124,500), its price per square foot is higher than 61% of them ($107 against a typical $95), it is bigger than 81% of them (2,016 ft² against a typical 1,368 ft²) and it is newer than 62% of them (1976 against a typical 1971). Measured against all of Boyd County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3840 Spruce St, Ashland, KY?

The 2025 property tax bill for 3840 Spruce St, Ashland, KY was $2,255. The county assessed it at $159,900.

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Assigned schools

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