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Single Family ResidentialResidential
$306,761$157 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

3846 LAKE RD

MATTOON, IL 61938
0
Baths
1,952 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$307K
$281K low$332K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,986 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$77,447 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,105
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$57,342
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$72,381
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$232,341

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
15
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCOLES
Lot (acres)The size of the land the home sits on, from county records.4.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Riddle Elementary SchoolC-
Elementary · Grades KG–5 · 3.6 mi
H
Mattoon High SchoolC-
High · Grades 9–12 · 3.6 mi
M
Mattoon Middle SchoolC
Middle · Grades 6–8 · 4.3 mi

District: Mattoon Community Unit School District 2

Neighborhood · ZIP 61938These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.86

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.20,188
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.163 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,789
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,456
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3846 Lake Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Mattoon 61938
  • Costs more per square foot than 91% of homes in Mattoon 61938
  • Bigger than 80% of homes in Mattoon 61938
  • Has a bigger lot than 95% of homes in Mattoon 61938
  • Newer than 87% of homes in Mattoon 61938

What homes are worth in Mattoon 61938

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$451K

This home is worth more than 91% of homes in Mattoon 61938.

How it measures up in Mattoon 61938

The dot is this home. The mark in the middle is the typical home in Mattoon 61938.

Estimated value$306,761
CheaperTypical $124,073Pricier

Pricier than 91% of homes nearby

Price per ft²$157
CheaperTypical $97Pricier

Pricier than 91% of homes nearby

Living area1,952 ft²
SmallerTypical 1,348 ft²Bigger

Bigger than 80% of homes nearby

Lot size4 ac
SmallerTypical 0.17 acBigger

Bigger than 95% of homes nearby

Year built1986
OlderTypical 1949Newer

Newer than 87% of homes nearby

How 3846 Lake Rd ranks against every home in each area.
MeasureThis homeMattoon 61938Coles County
Estimated valuepricier than$306,76191% of homes86% of homes
Price per ft²pricier than$15791% of homes86% of homes
Living areabigger than1,952 ft²80% of homes77% of homes
Lot sizebigger than4 ac95% of homes87% of homes
Year builtnewer than198687% of homes81% of homes

About 3846 Lake Rd

How much is 3846 Lake Rd, Mattoon, IL worth?

The TopHap Estimate for 3846 Lake Rd, Mattoon, IL is $306,761 as of Oct 21, 2026. The likely range is $281,288 to $332,234. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3846 Lake Rd, Mattoon, IL last sell?

3846 Lake Rd, Mattoon, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3846 Lake Rd, Mattoon, IL?

3846 Lake Rd, Mattoon, IL has 1,952 square feet of living space and a 4.00-acre lot.

When was 3846 Lake Rd, Mattoon, IL built?

3846 Lake Rd, Mattoon, IL was built in 1986, making it 40 years old. The building has 1 story.

What schools serve 3846 Lake Rd, Mattoon, IL?

3846 Lake Rd, Mattoon, IL is assigned to Riddle Elementary School (elementary), rated C-; Mattoon High School (high), rated C-; Mattoon Middle School (middle), rated C. All sit in Mattoon Community Unit School District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3846 Lake Rd, Mattoon, IL compare to other homes in Mattoon 61938?

Among the 8,187 homes in Mattoon 61938, it is worth more than 91% of them ($306,761 against a typical $124,073), its price per square foot is higher than 91% of them ($157 against a typical $97), it is bigger than 80% of them (1,952 ft² against a typical 1,348 ft²), its lot is bigger than 95% of them (4 ac against a typical 0.17 ac) and it is newer than 87% of them (1986 against a typical 1949). Measured against all of Coles County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3846 Lake Rd, Mattoon, IL?

The 2025 property tax bill for 3846 Lake Rd, Mattoon, IL was $3,986. The county assessed it at $77,447.

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