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Single Family ResidenceResidential
Last sold for $225,000 on Nov 12, 2024

3848 SCARLET OAK DR

ROCKFORD, IL 61109
2.5
Baths
2,808 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$225,000 · Nov 12, 2024
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$400,000
MIDWEST CMNTY BK · R · recorded Jan 13, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,140 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$74,737 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,108
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$65,629
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$138
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$224,211

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
65
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWINNEBAGO
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Jefferson High SchoolF
High · Grades 9–12 · 0.7 mi
E
Arthur W. Froberg Elementary SchoolD
Elementary · Grades KG–5 · 0.8 mi
M
Flinn Middle SchoolC-
Middle · Grades 6–8 · 1.6 mi

District: Rockford School District 205

Neighborhood · ZIP 61109These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.26,851
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.669 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,982
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,739
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3848 Scarlet Oak Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 90% of homes in Winnebago County
  • Among the newest homes in Rockford 61109

How it measures up in Rockford 61109

The dot is this home. The mark in the middle is the typical home in Rockford 61109.

Living area2,808 ft²
SmallerTypical 1,881 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.23 ac
SmallerTypical 0.3 acBigger

Bigger than 41% of homes nearby

Year built2024
OlderTypical 1970Newer

Newer than almost all homes nearby

How 3848 Scarlet Oak Dr ranks against every home in each area.
MeasureThis homeRockford 61109Winnebago County
Living areabigger than2,808 ft²78% of homes90% of homes
Lot sizebigger than0.23 ac41% of homes39% of homes
Year builtnewer than2024almost all homesalmost all homes

About 3848 Scarlet Oak Dr

When did 3848 Scarlet Oak Dr, Rockford, IL last sell?

3848 Scarlet Oak Dr, Rockford, IL last sold on Nov 12, 2024 for $225,000, according to the county's recorded deed.

How big is 3848 Scarlet Oak Dr, Rockford, IL?

3848 Scarlet Oak Dr, Rockford, IL has 2.5 bathrooms, 2,808 square feet of living space and a 0.23-acre lot.

When was 3848 Scarlet Oak Dr, Rockford, IL built?

3848 Scarlet Oak Dr, Rockford, IL was built in 2024, making it 2 years old. The building has 2 stories.

What schools serve 3848 Scarlet Oak Dr, Rockford, IL?

3848 Scarlet Oak Dr, Rockford, IL is assigned to Jefferson High School (high), rated F; Arthur W. Froberg Elementary School (elementary), rated D; Flinn Middle School (middle), rated C-. All sit in Rockford School District 205. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3848 Scarlet Oak Dr, Rockford, IL compare to other homes in Rockford 61109?

Among the 8,748 homes in Rockford 61109, it is bigger than 78% of them (2,808 ft² against a typical 1,881 ft²), its lot is bigger than 41% of them (0.23 ac against a typical 0.3 ac) and it is newer than almost all of them (2024 against a typical 1970). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3848 Scarlet Oak Dr, Rockford, IL?

The 2025 property tax bill for 3848 Scarlet Oak Dr, Rockford, IL was $6,140. The county assessed it at $74,737.

Closest homes

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Assigned schools

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