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Single Family ResidenceResidential
$682,883$345 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $649,000 on Sep 13, 2024

3849 LOWER SAXTOWN RD

WATERLOO, IL 62298
0
Baths
1,979 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
18.86 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$683K
$594K low$772K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$649,000 · Sep 13, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,279 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$197,900 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,754
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$192,146
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$180,432

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
19
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Clair
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.18.86
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 896 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Millstadt Consolidated SchoolA-
Middle · Grades 3–8 · 4.6 mi
E
Millstadt Primary Center
Elementary · Grades PK–2 · 4.8 mi

District: Millstadt Consolidated Community School District 160

Neighborhood · ZIP 62298These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.169

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.18,127
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,202
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,724
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3849 Lower Saxtown Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in St. Clair County
  • Costs more per square foot than 96% of homes in Waterloo 62298
  • Bigger than 91% of homes in St. Clair County
  • Has a bigger lot than 98% of homes in St. Clair County
  • Newer than 74% of homes in St. Clair County

What homes are worth in Waterloo 62298

Each bar is how many homes fall in that price range. The marker is this home.

This home
$117K$671K

This home is worth more than 98% of homes in Waterloo 62298.

How it measures up in Waterloo 62298

The dot is this home. The mark in the middle is the typical home in Waterloo 62298.

Estimated value$682,883
CheaperTypical $316,403Pricier

Pricier than 98% of homes nearby

Price per ft²$345
CheaperTypical $214Pricier

Pricier than 96% of homes nearby

Living area1,979 ft²
SmallerTypical 1,508 ft²Bigger

Bigger than 81% of homes nearby

Lot size18.86 ac
SmallerTypical 0.44 acBigger

Bigger than 94% of homes nearby

Year built1992
OlderTypical 1990Newer

Newer than 52% of homes nearby

How 3849 Lower Saxtown Rd ranks against every home in each area.
MeasureThis homeWaterloo 62298St. Clair County
Estimated valuepricier than$682,88398% of homesalmost all homes
Price per ft²pricier than$34596% of homes95% of homes
Living areabigger than1,979 ft²81% of homes91% of homes
Lot sizebigger than18.86 ac94% of homes98% of homes
Year builtnewer than199252% of homes74% of homes

About 3849 Lower Saxtown Rd

How much is 3849 Lower Saxtown Rd, Waterloo, IL worth?

The TopHap Estimate for 3849 Lower Saxtown Rd, Waterloo, IL is $682,883 as of Aug 30, 2026. The likely range is $593,706 to $772,060. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3849 Lower Saxtown Rd, Waterloo, IL last sell?

3849 Lower Saxtown Rd, Waterloo, IL last sold on Sep 13, 2024 for $649,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3849 Lower Saxtown Rd, Waterloo, IL?

3849 Lower Saxtown Rd, Waterloo, IL has 1,979 square feet of living space and a 18.86-acre lot.

When was 3849 Lower Saxtown Rd, Waterloo, IL built?

3849 Lower Saxtown Rd, Waterloo, IL was built in 1992, making it 34 years old. The building has 2 stories.

What schools serve 3849 Lower Saxtown Rd, Waterloo, IL?

3849 Lower Saxtown Rd, Waterloo, IL is assigned to Millstadt Consolidated School (middle), rated A-; Millstadt Primary Center (elementary). All sit in Millstadt Consolidated Community School District 160. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3849 Lower Saxtown Rd, Waterloo, IL compare to other homes in Waterloo 62298?

Among the 7,136 homes in Waterloo 62298, it is worth more than 98% of them ($682,883 against a typical $316,403), its price per square foot is higher than 96% of them ($345 against a typical $214), it is bigger than 81% of them (1,979 ft² against a typical 1,508 ft²), its lot is bigger than 94% of them (18.86 ac against a typical 0.44 ac) and it is newer than 52% of them (1992 against a typical 1990). Measured against all of St. Clair County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3849 Lower Saxtown Rd, Waterloo, IL?

The 2024 property tax bill for 3849 Lower Saxtown Rd, Waterloo, IL was $12,279. The county assessed it at $197,900.

More homes on Lower Saxtown Rd

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Assigned schools

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