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Single Family ResidenceResidential
$363,138$410 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 70How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3849 MAIN ST

MIDDLEBURG, FL 32068
2
Beds
1
Baths
885 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$363K
$256K low$471K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$502 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$45,629 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$38,129
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$22,831
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$45,629

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
13
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClay
Lot (acres)The size of the land the home sits on, from county records.0.18
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 196 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Middleburg Elementary SchoolA-
Elementary · Grades KG–6 · 0.5 mi
H
Middleburg High SchoolC+
High · Grades 9–12 · 1.3 mi
M
Lake Asbury Junior High SchoolB
Middle · Grades 7–8 · 3.7 mi

District: Clay County School District

Neighborhood · ZIP 32068These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.59,564
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.515 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,506
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,038
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3849 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Middleburg 32068
  • Among the highest price per square foot in Middleburg 32068
  • Smaller than 97% of homes in Middleburg 32068
  • Has a smaller lot than 78% of homes in Middleburg 32068
  • Among the oldest homes in Middleburg 32068

What homes are worth in Middleburg 32068

Each bar is how many homes fall in that price range. The marker is this home.

This home
$197K$636K

This home is worth more than 65% of homes in Middleburg 32068.

How it measures up in Middleburg 32068

The dot is this home. The mark in the middle is the typical home in Middleburg 32068.

Estimated value$363,138
CheaperTypical $330,061Pricier

Pricier than 65% of homes nearby

Price per ft²$410
CheaperTypical $185Pricier

Pricier than almost all homes nearby

Living area885 ft²
SmallerTypical 1,715 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.18 ac
SmallerTypical 0.44 acBigger

Bigger than 22% of homes nearby

Year built1940
OlderTypical 2000Newer

Older than almost all homes nearby

How 3849 Main St ranks against every home in each area.
MeasureThis homeMiddleburg 32068Clay County
Estimated valuepricier than$363,13865% of homes60% of homes
Price per ft²pricier than$410almost all homesalmost all homes
Living areabigger than885 ft²3% of homes3% of homes
Lot sizebigger than0.18 ac22% of homes26% of homes
Year builtnewer than1940almost no homesalmost no homes

About 3849 Main St

How much is 3849 Main St, Middleburg, FL worth?

The TopHap Estimate for 3849 Main St, Middleburg, FL is $363,138 as of Sep 24, 2026. The likely range is $255,657 to $470,619. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3849 Main St, Middleburg, FL last sell?

3849 Main St, Middleburg, FL last sold on Aug 25, 2023, according to the county's recorded deed.

How big is 3849 Main St, Middleburg, FL?

3849 Main St, Middleburg, FL has 2 bedrooms, 1 bathrooms, 885 square feet of living space and a 0.18-acre lot.

When was 3849 Main St, Middleburg, FL built?

3849 Main St, Middleburg, FL was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 3849 Main St, Middleburg, FL?

3849 Main St, Middleburg, FL is assigned to Middleburg Elementary School (elementary), rated A-; Middleburg High School (high), rated C+; Lake Asbury Junior High School (middle), rated B. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3849 Main St, Middleburg, FL compare to other homes in Middleburg 32068?

Among the 22,404 homes in Middleburg 32068, it is worth more than 65% of them ($363,138 against a typical $330,061), its price per square foot is higher than almost all of them ($410 against a typical $185), it is bigger than 3% of them (885 ft² against a typical 1,715 ft²), its lot is bigger than 22% of them (0.18 ac against a typical 0.44 ac) and it is newer than almost none of them (1940 against a typical 2000). Measured against all of Clay County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3849 Main St, Middleburg, FL?

The 2025 property tax bill for 3849 Main St, Middleburg, FL was $502. The county assessed it at $45,629.

More homes on Main St

Closest homes

More homes in Middleburg 32068

Assigned schools

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