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Single Family ResidenceResidential
$145,037$139 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $133,000 on Apr 9, 2025

3852 POLK ST

SAGINAW, MI 48604
3
Beds
1
Baths
1,044 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.

Valuation

$145K
$103K low$187K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$133,000 · Apr 9, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,532 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,300 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$25,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$60,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountySAGINAW
Lot (acres)The size of the land the home sits on, from county records.0.37
HeatingThe type of heating system in the home.Space
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Carrollton High SchoolD
High · Grades 9–12 · 0.5 mi
M
Carrollton Middle SchoolD+
Middle · Grades 6–8 · 0.8 mi
E
Carrollton Elementary SchoolD
Elementary · Grades PK–5 · 0.8 mi

District: Carrollton School District

Neighborhood · ZIP 48604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.28%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.12,465
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.472 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,716
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,808
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3852 Polk St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 83% of homes in Saginaw 48604
  • Smaller than 80% of homes in Saginaw County

What homes are worth in Saginaw 48604

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$377K

This home is worth more than 59% of homes in Saginaw 48604.

How it measures up in Saginaw 48604

The dot is this home. The mark in the middle is the typical home in Saginaw 48604.

Estimated value$145,037
CheaperTypical $134,018Pricier

Pricier than 59% of homes nearby

Price per ft²$139
CheaperTypical $112Pricier

Pricier than 83% of homes nearby

Living area1,044 ft²
SmallerTypical 1,270 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.37 ac
SmallerTypical 0.28 acBigger

Bigger than 64% of homes nearby

Year built1956
OlderTypical 1958Newer

Newer than 48% of homes nearby

How 3852 Polk St ranks against every home in each area.
MeasureThis homeSaginaw 48604Saginaw County
Estimated valuepricier than$145,03759% of homes41% of homes
Price per ft²pricier than$13983% of homes63% of homes
Living areabigger than1,044 ft²25% of homes20% of homes
Lot sizebigger than0.37 ac64% of homes57% of homes
Year builtnewer than195648% of homes43% of homes

About 3852 Polk St

How much is 3852 Polk St, Saginaw, MI worth?

The TopHap Estimate for 3852 Polk St, Saginaw, MI is $145,037 as of Sep 24, 2026. The likely range is $102,600 to $187,474. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3852 Polk St, Saginaw, MI last sell?

3852 Polk St, Saginaw, MI last sold on Apr 9, 2025 for $133,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3852 Polk St, Saginaw, MI?

3852 Polk St, Saginaw, MI has 3 bedrooms, 1 bathrooms, 1,044 square feet of living space and a 0.37-acre lot.

When was 3852 Polk St, Saginaw, MI built?

3852 Polk St, Saginaw, MI was built in 1956, making it 70 years old. It is a raised ranch home.

What schools serve 3852 Polk St, Saginaw, MI?

3852 Polk St, Saginaw, MI is assigned to Carrollton High School (high), rated D; Carrollton Middle School (middle), rated D+; Carrollton Elementary School (elementary), rated D. All sit in Carrollton School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3852 Polk St, Saginaw, MI compare to other homes in Saginaw 48604?

Among the 3,697 homes in Saginaw 48604, it is worth more than 59% of them ($145,037 against a typical $134,018), its price per square foot is higher than 83% of them ($139 against a typical $112), it is bigger than 25% of them (1,044 ft² against a typical 1,270 ft²), its lot is bigger than 64% of them (0.37 ac against a typical 0.28 ac) and it is newer than 48% of them (1956 against a typical 1958). Measured against all of Saginaw County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3852 Polk St, Saginaw, MI?

The 2025 property tax bill for 3852 Polk St, Saginaw, MI was $1,532. The county assessed it at $30,300.

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