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Single Family ResidenceResidential
$400,511$257 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $305,000 on Feb 8, 2006

3856 COMMENCEMENT BAY DR

TACOMA, WA 98407
3
Beds
1.8
Baths
1,556 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$401K
$366K low$435K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$305,000 · Feb 8, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,918 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$526,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$302,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$223,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$543,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$526,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
28
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
44
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyPIERCE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Baseboard
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Patio · 120 ft²Porch · 300 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Point Defiance Elementary SchoolA
Elementary · Grades PK–5 · 0.4 mi
M
Truman Middle SchoolC
Middle · Grades 6–8 · 0.4 mi
H
Silas High SchoolC
High · Grades 9–12 · 1.7 mi

District: Tacoma Public Schools

Neighborhood · ZIP 98407These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.252

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.19,002
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,708 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,170
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$127,365
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.47%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3856 Commencement Bay Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Tacoma 98407
  • Costs less per square foot than 98% of homes in Tacoma 98407
  • Has a bigger lot than 69% of homes in Tacoma 98407
  • Newer than 74% of homes in Tacoma 98407

What homes are worth in Tacoma 98407

Each bar is how many homes fall in that price range. The marker is this home.

This home
$394K$1.7M

This home is worth more than 2% of homes in Tacoma 98407.

How it measures up in Tacoma 98407

The dot is this home. The mark in the middle is the typical home in Tacoma 98407.

Estimated value$400,511
CheaperTypical $643,899Pricier

Pricier than 2% of homes nearby

Price per ft²$257
CheaperTypical $409Pricier

Pricier than 2% of homes nearby

Living area1,556 ft²
SmallerTypical 1,618 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.17 ac
SmallerTypical 0.14 acBigger

Bigger than 69% of homes nearby

Year built1980
OlderTypical 1955Newer

Newer than 74% of homes nearby

How 3856 Commencement Bay Dr ranks against every home in each area.
MeasureThis homeTacoma 98407Pierce County
Estimated valuepricier than$400,5112% of homes10% of homes
Price per ft²pricier than$2572% of homes16% of homes
Living areabigger than1,556 ft²46% of homes38% of homes
Lot sizebigger than0.17 ac69% of homes34% of homes
Year builtnewer than198074% of homes44% of homes

About 3856 Commencement Bay Dr

How much is 3856 Commencement Bay Dr, Tacoma, WA worth?

The TopHap Estimate for 3856 Commencement Bay Dr, Tacoma, WA is $400,511 as of Sep 24, 2026. The likely range is $366,297 to $434,725. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3856 Commencement Bay Dr, Tacoma, WA last sell?

3856 Commencement Bay Dr, Tacoma, WA last sold on Feb 8, 2006 for $305,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3856 Commencement Bay Dr, Tacoma, WA?

3856 Commencement Bay Dr, Tacoma, WA has 3 bedrooms, 1.8 bathrooms, 1,556 square feet of living space and a 0.17-acre lot.

When was 3856 Commencement Bay Dr, Tacoma, WA built?

3856 Commencement Bay Dr, Tacoma, WA was built in 1980, making it 46 years old. It is a split foyer home. The building has 2 stories.

What schools serve 3856 Commencement Bay Dr, Tacoma, WA?

3856 Commencement Bay Dr, Tacoma, WA is assigned to Point Defiance Elementary School (elementary), rated A; Truman Middle School (middle), rated C; Silas High School (high), rated C. All sit in Tacoma Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3856 Commencement Bay Dr, Tacoma, WA compare to other homes in Tacoma 98407?

Among the 8,338 homes in Tacoma 98407, it is worth more than 2% of them ($400,511 against a typical $643,899), its price per square foot is higher than 2% of them ($257 against a typical $409), it is bigger than 46% of them (1,556 ft² against a typical 1,618 ft²), its lot is bigger than 69% of them (0.17 ac against a typical 0.14 ac) and it is newer than 74% of them (1980 against a typical 1955). Measured against all of Pierce County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3856 Commencement Bay Dr, Tacoma, WA?

The 2026 property tax bill for 3856 Commencement Bay Dr, Tacoma, WA was $5,918. The county assessed it at $526,600.

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