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Multi-Family Dwellings (Generic, Any Combination)Residential
Last sold for $1,050,000 on Nov 12, 2021

3856 COSBY AVE

CHICO, CA 95928
2
Beds
2.5
Baths
1,320 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.07 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,050,000 · Nov 12, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,531 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,096,277 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$424,565
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$671,712
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,074,783
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,101,330

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Multi-Family Dwellings (Generic, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Modern
CountyBUTTE
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Emma Wilson Elementary SchoolB
Elementary · Grades KG–5 · 2.8 mi
H
Chico High SchoolB+
High · Grades 9–12 · 3.3 mi
M
Chico Junior High SchoolB
Middle · Grades 6–8 · 3.3 mi

District: Chico Unified School District

Neighborhood · ZIP 95928These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.124

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.38,528
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.252 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,031
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,135
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3856 Cosby Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 68% of homes in Chico 95928
  • Has a bigger lot than 95% of homes in Chico 95928
  • Newer than 80% of homes in Chico 95928

How it measures up in Chico 95928

The dot is this home. The mark in the middle is the typical home in Chico 95928.

Living area1,320 ft²
SmallerTypical 1,588 ft²Bigger

Bigger than 32% of homes nearby

Lot size3.07 ac
SmallerTypical 0.18 acBigger

Bigger than 95% of homes nearby

Year built2002
OlderTypical 1986Newer

Newer than 80% of homes nearby

How 3856 Cosby Ave ranks against every home in each area.
MeasureThis homeChico 95928Butte County
Living areabigger than1,320 ft²32% of homes36% of homes
Lot sizebigger than3.07 ac95% of homes88% of homes
Year builtnewer than200280% of homes79% of homes

About 3856 Cosby Ave

When did 3856 Cosby Ave, Chico, CA last sell?

3856 Cosby Ave, Chico, CA last sold on Nov 12, 2021 for $1,050,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3856 Cosby Ave, Chico, CA?

3856 Cosby Ave, Chico, CA has 2 bedrooms, 2.5 bathrooms and 1,320 square feet of living space.

When was 3856 Cosby Ave, Chico, CA built?

3856 Cosby Ave, Chico, CA was built in 2002, making it 24 years old. It is a modern home. The building has 1 story.

What schools serve 3856 Cosby Ave, Chico, CA?

3856 Cosby Ave, Chico, CA is assigned to Emma Wilson Elementary School (elementary), rated B; Chico High School (high), rated B+; Chico Junior High School (middle), rated B. All sit in Chico Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3856 Cosby Ave, Chico, CA compare to other homes in Chico 95928?

Among the 10,158 homes in Chico 95928, it is bigger than 32% of them (1,320 ft² against a typical 1,588 ft²), its lot is bigger than 95% of them (3.07 ac against a typical 0.18 ac) and it is newer than 80% of them (2002 against a typical 1986). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3856 Cosby Ave, Chico, CA?

The 2025 property tax bill for 3856 Cosby Ave, Chico, CA was $12,531. The county assessed it at $1,096,277.

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