Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$438,151$160 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

386 COUNTY ROAD 39

WATERLOO, IN 46793
2
Beds
3
Baths
2,736 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.02 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
8
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$438K
$392K low$485K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,005 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$354,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$83,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$271,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$336,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$354,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
42
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDEKALB
Lot (acres)The size of the land the home sits on, from county records.8.02
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Country Meadow Elementary SchoolD+
Elementary · Grades PK–5 · 4.1 mi
M
Dekalb Middle SchoolB+
Middle · Grades 6–8 · 7.6 mi
H
Dekalb High School
High · Grades 9–12 · 7.8 mi

District: Dekalb County Central United School District

Neighborhood · ZIP 46793These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.4,414
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.74 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,868
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,098
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

386 County Road 39 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in DeKalb County
  • Bigger than 93% of homes in Waterloo 46793
  • Has a bigger lot than 91% of homes in DeKalb County
  • Newer than 82% of homes in Waterloo 46793

What homes are worth in Waterloo 46793

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$647K

This home is worth more than 87% of homes in Waterloo 46793.

How it measures up in Waterloo 46793

The dot is this home. The mark in the middle is the typical home in Waterloo 46793.

Estimated value$438,151
CheaperTypical $243,032Pricier

Pricier than 87% of homes nearby

Price per ft²$160
CheaperTypical $148Pricier

Pricier than 58% of homes nearby

Living area2,736 ft²
SmallerTypical 1,681 ft²Bigger

Bigger than 93% of homes nearby

Lot size8.02 ac
SmallerTypical 0.94 acBigger

Bigger than 87% of homes nearby

Year built2000
OlderTypical 1972Newer

Newer than 82% of homes nearby

How 386 County Road 39 ranks against every home in each area.
MeasureThis homeWaterloo 46793DeKalb County
Estimated valuepricier than$438,15187% of homes88% of homes
Price per ft²pricier than$16058% of homes52% of homes
Living areabigger than2,736 ft²93% of homes93% of homes
Lot sizebigger than8.02 ac87% of homes91% of homes
Year builtnewer than200082% of homes80% of homes

About 386 County Road 39

How much is 386 County Road 39, Waterloo, IN worth?

The TopHap Estimate for 386 County Road 39, Waterloo, IN is $438,151 as of Sep 24, 2026. The likely range is $391,674 to $484,628. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 386 County Road 39, Waterloo, IN last sell?

386 County Road 39, Waterloo, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 386 County Road 39, Waterloo, IN?

386 County Road 39, Waterloo, IN has 2 bedrooms, 3 bathrooms, 2,736 square feet of living space and a 8.02-acre lot.

When was 386 County Road 39, Waterloo, IN built?

386 County Road 39, Waterloo, IN was built in 2000, making it 26 years old. The building has 1 story.

What schools serve 386 County Road 39, Waterloo, IN?

386 County Road 39, Waterloo, IN is assigned to Country Meadow Elementary School (elementary), rated D+; Dekalb Middle School (middle), rated B+; Dekalb High School (high). All sit in Dekalb County Central United School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 386 County Road 39, Waterloo, IN compare to other homes in Waterloo 46793?

Among the 1,610 homes in Waterloo 46793, it is worth more than 87% of them ($438,151 against a typical $243,032), its price per square foot is higher than 58% of them ($160 against a typical $148), it is bigger than 93% of them (2,736 ft² against a typical 1,681 ft²), its lot is bigger than 87% of them (8.02 ac against a typical 0.94 ac) and it is newer than 82% of them (2000 against a typical 1972). Measured against all of DeKalb County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 386 County Road 39, Waterloo, IN?

The 2025 property tax bill for 386 County Road 39, Waterloo, IN was $2,005. The county assessed it at $354,700.

More homes on County Road 39

Closest homes

More homes in Waterloo 46793

Assigned schools

Explore the area

See this home in context

Open 386 County Road 39 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map