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Single Family ResidenceResidential
$67,989$75 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

386 MAIN ST

WEST LIBERTY, KY 41472
2
Beds
1
Baths
912 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,267 ft²
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$68K
$59K low$77K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$550 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$45,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$45,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.64
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMorgan
Lot (acres)The size of the land the home sits on, from county records.0.07
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Morgan County High SchoolD
High · Grades 9–12 · 2.0 mi
M
Morgan County Middle SchoolC
Middle · Grades 6–8 · 2.1 mi
E
Wrigley Elementary SchoolB+
Elementary · Grades PK–5 · 5.9 mi

District: Morgan County School District

Neighborhood · ZIP 41472These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.166
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.11,213
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.39 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,311
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,319
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

386 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Morgan County
  • Costs less per square foot than 74% of homes in Morgan County
  • Smaller than 83% of homes in West Liberty 41472
  • Among the smallest lots in West Liberty 41472

What homes are worth in West Liberty 41472

Each bar is how many homes fall in that price range. The marker is this home.

This home
$25K$434K

This home is worth more than 24% of homes in West Liberty 41472.

How it measures up in West Liberty 41472

The dot is this home. The mark in the middle is the typical home in West Liberty 41472.

Estimated value$67,989
CheaperTypical $115,761Pricier

Pricier than 24% of homes nearby

Price per ft²$75
CheaperTypical $98Pricier

Pricier than 27% of homes nearby

Living area912 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 17% of homes nearby

Lot size3,267 ft²
SmallerTypical 2 acBigger

Smaller than almost all homes nearby

How 386 Main St ranks against every home in each area.
MeasureThis homeWest Liberty 41472Morgan County
Estimated valuepricier than$67,98924% of homes23% of homes
Price per ft²pricier than$7527% of homes26% of homes
Living areabigger than912 ft²17% of homes17% of homes
Lot sizebigger than3,267 ft²almost no homesalmost no homes

About 386 Main St

How much is 386 Main St, West Liberty, KY worth?

The TopHap Estimate for 386 Main St, West Liberty, KY is $67,989 as of Aug 30, 2026. The likely range is $58,919 to $77,059. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 386 Main St, West Liberty, KY?

386 Main St, West Liberty, KY has 2 bedrooms, 1 bathrooms, 912 square feet of living space and a 0.07-acre lot.

What schools serve 386 Main St, West Liberty, KY?

386 Main St, West Liberty, KY is assigned to Morgan County High School (high), rated D; Morgan County Middle School (middle), rated C; Wrigley Elementary School (elementary), rated B+. All sit in Morgan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 386 Main St, West Liberty, KY compare to other homes in West Liberty 41472?

Among the 4,644 homes in West Liberty 41472, it is worth more than 24% of them ($67,989 against a typical $115,761), its price per square foot is higher than 27% of them ($75 against a typical $98), it is bigger than 17% of them (912 ft² against a typical 1,280 ft²) and its lot is bigger than almost none of them (3,267 ft² against a typical 2 ac). Measured against all of Morgan County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 386 Main St, West Liberty, KY?

The 2025 property tax bill for 386 Main St, West Liberty, KY was $550. The county assessed it at $45,000.

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