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Single Family ResidenceResidential
$296,219$200 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $258,000 on Apr 1, 2024

3861 RICHARDSON RD

INDEPENDENCE, KY 41051
3
Beds
2
Baths
1,484 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.08 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$296K
$271K low$322K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$258,000 · Apr 1, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,557 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$258,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$233,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$246,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$258,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
24
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKENTON
Lot (acres)The size of the land the home sits on, from county records.1.08
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Summit View AcademyB-
Elementary · Grades PK–8 · 2.3 mi
H
Dixie Heights High SchoolA
High · Grades 9–12 · 3.5 mi

District: Kenton County School District

Neighborhood · ZIP 41051These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.35
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.210
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.32,247
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,081 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,133
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,477
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3861 Richardson Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 92% of homes in Kenton County
  • Older than 73% of homes in Independence 41051

What homes are worth in Independence 41051

Each bar is how many homes fall in that price range. The marker is this home.

This home
$137K$563K

This home is worth more than 39% of homes in Independence 41051.

How it measures up in Independence 41051

The dot is this home. The mark in the middle is the typical home in Independence 41051.

Estimated value$296,219
CheaperTypical $316,677Pricier

Pricier than 39% of homes nearby

Price per ft²$200
CheaperTypical $197Pricier

Pricier than 52% of homes nearby

Living area1,484 ft²
SmallerTypical 1,516 ft²Bigger

Bigger than 48% of homes nearby

Lot size1.08 ac
SmallerTypical 0.31 acBigger

Bigger than 90% of homes nearby

Year built1987
OlderTypical 2001Newer

Newer than 27% of homes nearby

How 3861 Richardson Rd ranks against every home in each area.
MeasureThis homeIndependence 41051Kenton County
Estimated valuepricier than$296,21939% of homes56% of homes
Price per ft²pricier than$20052% of homes57% of homes
Living areabigger than1,484 ft²48% of homes53% of homes
Lot sizebigger than1.08 ac90% of homes92% of homes
Year builtnewer than198727% of homes62% of homes

About 3861 Richardson Rd

How much is 3861 Richardson Rd, Independence, KY worth?

The TopHap Estimate for 3861 Richardson Rd, Independence, KY is $296,219 as of Jul 14, 2026. The likely range is $270,536 to $321,902. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3861 Richardson Rd, Independence, KY last sell?

3861 Richardson Rd, Independence, KY last sold on Apr 1, 2024 for $258,000, according to the county's recorded deed.

How big is 3861 Richardson Rd, Independence, KY?

3861 Richardson Rd, Independence, KY has 3 bedrooms, 2 bathrooms, 1,484 square feet of living space and a 1.08-acre lot.

When was 3861 Richardson Rd, Independence, KY built?

3861 Richardson Rd, Independence, KY was built in 1987, making it 39 years old. The building has 1 story.

What schools serve 3861 Richardson Rd, Independence, KY?

3861 Richardson Rd, Independence, KY is assigned to Summit View Academy (elementary), rated B-; Dixie Heights High School (high), rated A. All sit in Kenton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3861 Richardson Rd, Independence, KY compare to other homes in Independence 41051?

Among the 10,548 homes in Independence 41051, it is worth more than 39% of them ($296,219 against a typical $316,677), its price per square foot is higher than 52% of them ($200 against a typical $197), it is bigger than 48% of them (1,484 ft² against a typical 1,516 ft²), its lot is bigger than 90% of them (1.08 ac against a typical 0.31 ac) and it is newer than 27% of them (1987 against a typical 2001). Measured against all of Kenton County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3861 Richardson Rd, Independence, KY?

The 2025 property tax bill for 3861 Richardson Rd, Independence, KY was $2,557. The county assessed it at $258,000.

More homes on Richardson Rd

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Assigned schools

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