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Single Family ResidenceResidential
$109,328$82 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3861 STATE ROUTE 45 S

ROCK CREEK, OH 44084
3
Beds
1
Baths
1,326 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$109K
$83K low$135K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$109,328
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$87,462

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,742 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$36,680 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,040
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$24,640
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,680
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$104,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyAshtabula
Lot (acres)The size of the land the home sits on, from county records.3.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 192 ft²Porch · 66 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rock Creek Elementary SchoolB-
Elementary · Grades KG–6 · 1.5 mi
H
Jefferson Area Sr High SchoolB+
High · Grades 9–12 · 7.4 mi
M
Jefferson Area Junior High SchoolB+
Middle · Grades 7–8 · 7.4 mi

District: Jefferson Area Local School District

Neighborhood · ZIP 44084These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.3,743
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.88 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,187
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,406
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3861 State Route 45 S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Rock Creek 44084
  • Costs less per square foot than 90% of homes in Rock Creek 44084
  • Smaller than 74% of homes in Rock Creek 44084
  • Has a bigger lot than 77% of homes in Ashtabula County
  • Older than 73% of homes in Rock Creek 44084

What homes are worth in Rock Creek 44084

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$742K

This home is worth more than 9% of homes in Rock Creek 44084.

How it measures up in Rock Creek 44084

The dot is this home. The mark in the middle is the typical home in Rock Creek 44084.

Estimated value$109,328
CheaperTypical $236,480Pricier

Pricier than 9% of homes nearby

Price per ft²$82
CheaperTypical $153Pricier

Pricier than 10% of homes nearby

Living area1,326 ft²
SmallerTypical 1,566 ft²Bigger

Bigger than 26% of homes nearby

Lot size3 ac
SmallerTypical 1 acBigger

Bigger than 66% of homes nearby

Year built1966
OlderTypical 1980Newer

Newer than 27% of homes nearby

How 3861 State Route 45 S ranks against every home in each area.
MeasureThis homeRock Creek 44084Ashtabula County
Estimated valuepricier than$109,3289% of homes25% of homes
Price per ft²pricier than$8210% of homes20% of homes
Living areabigger than1,326 ft²26% of homes41% of homes
Lot sizebigger than3 ac66% of homes77% of homes
Year builtnewer than196627% of homes64% of homes

About 3861 State Route 45 S

How much is 3861 State Route 45 S, Rock Creek, OH worth?

The TopHap Estimate for 3861 State Route 45 S, Rock Creek, OH is $109,328 as of Jul 14, 2026. The likely range is $83,295 to $135,361. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3861 State Route 45 S, Rock Creek, OH?

3861 State Route 45 S, Rock Creek, OH has 3 bedrooms, 1 bathrooms, 1,326 square feet of living space and a 3.00-acre lot.

When was 3861 State Route 45 S, Rock Creek, OH built?

3861 State Route 45 S, Rock Creek, OH was built in 1966, making it 60 years old. It is a ranch home. The building has 1 story.

What schools serve 3861 State Route 45 S, Rock Creek, OH?

3861 State Route 45 S, Rock Creek, OH is assigned to Rock Creek Elementary School (elementary), rated B-; Jefferson Area Sr High School (high), rated B+; Jefferson Area Junior High School (middle), rated B+. All sit in Jefferson Area Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3861 State Route 45 S, Rock Creek, OH compare to other homes in Rock Creek 44084?

Among the 1,783 homes in Rock Creek 44084, it is worth more than 9% of them ($109,328 against a typical $236,480), its price per square foot is higher than 10% of them ($82 against a typical $153), it is bigger than 26% of them (1,326 ft² against a typical 1,566 ft²), its lot is bigger than 66% of them (3 ac against a typical 1 ac) and it is newer than 27% of them (1966 against a typical 1980). Measured against all of Ashtabula County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3861 State Route 45 S, Rock Creek, OH?

The 2025 property tax bill for 3861 State Route 45 S, Rock Creek, OH was $1,742. The county assessed it at $36,680.

More homes on State Route 45 S

Closest homes

More homes in Rock Creek 44084

Assigned schools

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