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Single Family ResidenceResidential
$752,220$331 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3861 TERRACE DR

OXNARD, CA 93033
4
Beds
2.5
Baths
2,270 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$752K
$710K low$794K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,238 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$276,643 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$94,454
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$182,189
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$271,219

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
21
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
22
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
85
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyVENTURA
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 540 ft²Porch · 238 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fred L. Williams Elementary SchoolC
Elementary · Grades KG–5 · 0.3 mi
M
Charles Blackstock Junior High SchoolD
Middle · Grades 6–8 · 0.3 mi
H
Channel Islands High SchoolC
High · Grades 9–12 · 0.5 mi

District: Hueneme Elementary School District

Neighborhood · ZIP 93033These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.53
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.463

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.80,485
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,890 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,341
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,921
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3861 Terrace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Oxnard 93033
  • Costs less per square foot than 98% of homes in Ventura County
  • Bigger than 92% of homes in Oxnard 93033
  • Has a bigger lot than 71% of homes in Oxnard 93033
  • Newer than 79% of homes in Oxnard 93033

What homes are worth in Oxnard 93033

Each bar is how many homes fall in that price range. The marker is this home.

This home
$405K$858K

This home is worth more than 86% of homes in Oxnard 93033.

How it measures up in Oxnard 93033

The dot is this home. The mark in the middle is the typical home in Oxnard 93033.

Estimated value$752,220
CheaperTypical $658,975Pricier

Pricier than 86% of homes nearby

Price per ft²$331
CheaperTypical $458Pricier

Pricier than 8% of homes nearby

Living area2,270 ft²
SmallerTypical 1,395 ft²Bigger

Bigger than 92% of homes nearby

Lot size0.15 ac
SmallerTypical 0.14 acBigger

Bigger than 71% of homes nearby

Year built1978
OlderTypical 1964Newer

Newer than 79% of homes nearby

How 3861 Terrace Dr ranks against every home in each area.
MeasureThis homeCollege EstatesOxnard 93033Ventura County
Estimated valuepricier than$752,22063% of homes86% of homes36% of homes
Price per ft²pricier than$33115% of homes8% of homes2% of homes
Living areabigger than2,270 ft²82% of homes92% of homes76% of homes
Lot sizebigger than0.15 ac70% of homes71% of homes43% of homes
Year builtnewer than197871% of homes79% of homes55% of homes

About 3861 Terrace Dr

How much is 3861 Terrace Dr, Oxnard, CA worth?

The TopHap Estimate for 3861 Terrace Dr, Oxnard, CA is $752,220 as of Sep 24, 2026. The likely range is $709,942 to $794,498. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3861 Terrace Dr, Oxnard, CA last sell?

3861 Terrace Dr, Oxnard, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3861 Terrace Dr, Oxnard, CA?

3861 Terrace Dr, Oxnard, CA has 4 bedrooms, 2.5 bathrooms, 2,270 square feet of living space and a 0.15-acre lot.

When was 3861 Terrace Dr, Oxnard, CA built?

3861 Terrace Dr, Oxnard, CA was built in 1978, making it 48 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 3861 Terrace Dr, Oxnard, CA?

3861 Terrace Dr, Oxnard, CA is assigned to Fred L. Williams Elementary School (elementary), rated C; Charles Blackstock Junior High School (middle), rated D; Channel Islands High School (high), rated C. All sit in Hueneme Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3861 Terrace Dr, Oxnard, CA compare to other homes in Oxnard 93033?

Among the 13,208 homes in Oxnard 93033, it is worth more than 86% of them ($752,220 against a typical $658,975), its price per square foot is higher than 8% of them ($331 against a typical $458), it is bigger than 92% of them (2,270 ft² against a typical 1,395 ft²), its lot is bigger than 71% of them (0.15 ac against a typical 0.14 ac) and it is newer than 79% of them (1978 against a typical 1964). Measured against all of Ventura County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3861 Terrace Dr, Oxnard, CA?

The 2025 property tax bill for 3861 Terrace Dr, Oxnard, CA was $3,238. The county assessed it at $276,643.

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