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Single Family ResidenceResidential
$302,205$90 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3862 SWORDFISH DR

CHERRY VALLEY, IL 61016
3
Beds
2
Baths
3,343 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$302K
$280K low$325K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,797 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$77,720 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,484
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$66,236
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,303
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$233,160

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWINNEBAGO
Lot (acres)The size of the land the home sits on, from county records.0.31
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cherry Valley Elementary SchoolC-
Elementary · Grades KG–5 · 2.3 mi
H
Jefferson High SchoolF
High · Grades 9–12 · 5.2 mi
M
Flinn Middle SchoolD-
Middle · Grades 6–8 · 5.5 mi

District: Rockford School District 205

Neighborhood · ZIP 61016These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.64
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.4,775
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.163 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,713
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,451
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3862 Swordfish Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Winnebago County
  • Costs less per square foot than 80% of homes in Winnebago County
  • Bigger than 95% of homes in Winnebago County
  • Has a smaller lot than 82% of homes in Cherry Valley 61016
  • Newer than 70% of homes in Winnebago County

What homes are worth in Cherry Valley 61016

Each bar is how many homes fall in that price range. The marker is this home.

This home
$158K$547K

This home is worth more than 43% of homes in Cherry Valley 61016.

How it measures up in Cherry Valley 61016

The dot is this home. The mark in the middle is the typical home in Cherry Valley 61016.

Estimated value$302,205
CheaperTypical $317,772Pricier

Pricier than 43% of homes nearby

Price per ft²$90
CheaperTypical $104Pricier

Pricier than 29% of homes nearby

Living area3,343 ft²
SmallerTypical 3,136 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.31 ac
SmallerTypical 0.42 acBigger

Bigger than 18% of homes nearby

Year built1985
OlderTypical 1987Newer

Newer than 45% of homes nearby

How 3862 Swordfish Dr ranks against every home in each area.
MeasureThis homeCherry Valley 61016Winnebago County
Estimated valuepricier than$302,20543% of homes78% of homes
Price per ft²pricier than$9029% of homes20% of homes
Living areabigger than3,343 ft²59% of homes95% of homes
Lot sizebigger than0.31 ac18% of homes56% of homes
Year builtnewer than198545% of homes70% of homes

About 3862 Swordfish Dr

How much is 3862 Swordfish Dr, Cherry Valley, IL worth?

The TopHap Estimate for 3862 Swordfish Dr, Cherry Valley, IL is $302,205 as of Sep 24, 2026. The likely range is $279,665 to $324,745. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3862 Swordfish Dr, Cherry Valley, IL last sell?

3862 Swordfish Dr, Cherry Valley, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3862 Swordfish Dr, Cherry Valley, IL?

3862 Swordfish Dr, Cherry Valley, IL has 3 bedrooms, 2 bathrooms, 3,343 square feet of living space and a 0.31-acre lot.

When was 3862 Swordfish Dr, Cherry Valley, IL built?

3862 Swordfish Dr, Cherry Valley, IL was built in 1985, making it 41 years old. The building has 1 story.

What schools serve 3862 Swordfish Dr, Cherry Valley, IL?

3862 Swordfish Dr, Cherry Valley, IL is assigned to Cherry Valley Elementary School (elementary), rated C-; Jefferson High School (high), rated F; Flinn Middle School (middle), rated D-. All sit in Rockford School District 205. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3862 Swordfish Dr, Cherry Valley, IL compare to other homes in Cherry Valley 61016?

Among the 1,944 homes in Cherry Valley 61016, it is worth more than 43% of them ($302,205 against a typical $317,772), its price per square foot is higher than 29% of them ($90 against a typical $104), it is bigger than 59% of them (3,343 ft² against a typical 3,136 ft²), its lot is bigger than 18% of them (0.31 ac against a typical 0.42 ac) and it is newer than 45% of them (1985 against a typical 1987). Measured against all of Winnebago County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3862 Swordfish Dr, Cherry Valley, IL?

The 2025 property tax bill for 3862 Swordfish Dr, Cherry Valley, IL was $4,797. The county assessed it at $77,720.

More homes on Swordfish Dr

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