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Single Family ResidenceResidential
$714,413$361 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $167,900 on Dec 3, 1987

3864 SPENCER CT

ELLICOTT CITY, MD 21042
2.5
Baths
1,980 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$714K
$695K low$734K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$167,900 · Dec 3, 1987

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,483 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$614,900 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$590,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$639,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHOWARD
Lot (acres)The size of the land the home sits on, from county records.0.48
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Centennial Lane Elementary SchoolA
Elementary · Grades PK–5 · 0.4 mi
M
Burleigh Manor Middle SchoolA+
Middle · Grades 6–8 · 0.8 mi
H
Centennial High SchoolA
High · Grades 9–12 · 1.0 mi

District: Howard County Public Schools

Neighborhood · ZIP 21042These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.48
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.43,959
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,188 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$168,351
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$201,624
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3864 Spencer Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 81% of homes in Howard County
  • Smaller than 72% of homes in Ellicott City 21042
  • Older than 70% of homes in Howard County

What homes are worth in Ellicott City 21042

Each bar is how many homes fall in that price range. The marker is this home.

This home
$339K$2M

This home is worth more than 37% of homes in Ellicott City 21042.

How it measures up in Ellicott City 21042

The dot is this home. The mark in the middle is the typical home in Ellicott City 21042.

Estimated value$714,413
CheaperTypical $776,891Pricier

Pricier than 37% of homes nearby

Price per ft²$361
CheaperTypical $324Pricier

Pricier than 75% of homes nearby

Living area1,980 ft²
SmallerTypical 2,436 ft²Bigger

Bigger than 28% of homes nearby

Lot size0.48 ac
SmallerTypical 0.47 acBigger

Bigger than 53% of homes nearby

Year built1980
OlderTypical 1988Newer

Newer than 34% of homes nearby

How 3864 Spencer Ct ranks against every home in each area.
MeasureThis homeEllicott City 21042Howard County
Estimated valuepricier than$714,41337% of homes62% of homes
Price per ft²pricier than$36175% of homes81% of homes
Living areabigger than1,980 ft²28% of homes48% of homes
Lot sizebigger than0.48 ac53% of homes64% of homes
Year builtnewer than198034% of homes30% of homes

About 3864 Spencer Ct

How much is 3864 Spencer Ct, Ellicott City, MD worth?

The TopHap Estimate for 3864 Spencer Ct, Ellicott City, MD is $714,413 as of Sep 24, 2026. The likely range is $694,735 to $734,091. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3864 Spencer Ct, Ellicott City, MD last sell?

3864 Spencer Ct, Ellicott City, MD last sold on Dec 3, 1987 for $167,900, according to the county's recorded deed.

How big is 3864 Spencer Ct, Ellicott City, MD?

3864 Spencer Ct, Ellicott City, MD has 2.5 bathrooms, 1,980 square feet of living space and a 0.48-acre lot.

When was 3864 Spencer Ct, Ellicott City, MD built?

3864 Spencer Ct, Ellicott City, MD was built in 1980, making it 46 years old. The building has 2 stories.

What schools serve 3864 Spencer Ct, Ellicott City, MD?

3864 Spencer Ct, Ellicott City, MD is assigned to Centennial Lane Elementary School (elementary), rated A; Burleigh Manor Middle School (middle), rated A+; Centennial High School (high), rated A. All sit in Howard County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3864 Spencer Ct, Ellicott City, MD compare to other homes in Ellicott City 21042?

Among the 14,376 homes in Ellicott City 21042, it is worth more than 37% of them ($714,413 against a typical $776,891), its price per square foot is higher than 75% of them ($361 against a typical $324), it is bigger than 28% of them (1,980 ft² against a typical 2,436 ft²), its lot is bigger than 53% of them (0.48 ac against a typical 0.47 ac) and it is newer than 34% of them (1980 against a typical 1988). Measured against all of Howard County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3864 Spencer Ct, Ellicott City, MD?

The 2026 property tax bill for 3864 Spencer Ct, Ellicott City, MD was $9,483. The county assessed it at $614,900.

More homes on Spencer Ct

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Assigned schools

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