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Single Family ResidenceResidential
$216,716$161 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

38649 SUGAR RIDGE RD

NORTH RIDGEVILLE, OH 44039
3
Beds
2 / 1
Baths
1,346 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$217K
$190K low$244K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$116,716
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$93,373
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.44%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
HUNTINGTON NAT'L BK · recorded Jul 5, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,427 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,791 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,427
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,364
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,791
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$199,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
57
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Old Style
CountyLorain
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1963
Lot (acres)The size of the land the home sits on, from county records.2.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 600 ft²Patio · 24 ft²Porch · 432 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Ridgeville Academic CenterB+
Middle · Grades 3–8 · 3.3 mi
H
North Ridgeville High SchoolA-
High · Grades 9–12 · 3.4 mi
E
Liberty Elementary School
Elementary · Grades 1–2 · 3.9 mi

District: North Ridgeville City School District

Neighborhood · ZIP 44039These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.27
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.36,448
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,529 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,310
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,251
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38649 Sugar Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in North Ridgeville 44039
  • Costs less per square foot than 74% of homes in North Ridgeville 44039
  • Smaller than 83% of homes in North Ridgeville 44039
  • Has a bigger lot than 96% of homes in North Ridgeville 44039
  • Older than 96% of homes in North Ridgeville 44039

What homes are worth in North Ridgeville 44039

Each bar is how many homes fall in that price range. The marker is this home.

This home
$160K$593K

This home is worth more than 16% of homes in North Ridgeville 44039.

How it measures up in North Ridgeville 44039

The dot is this home. The mark in the middle is the typical home in North Ridgeville 44039.

Estimated value$216,716
CheaperTypical $332,305Pricier

Pricier than 16% of homes nearby

Price per ft²$161
CheaperTypical $183Pricier

Pricier than 26% of homes nearby

Living area1,346 ft²
SmallerTypical 1,810 ft²Bigger

Bigger than 17% of homes nearby

Lot size2 ac
SmallerTypical 0.3 acBigger

Bigger than 96% of homes nearby

Year built1940
OlderTypical 1998Newer

Newer than 4% of homes nearby

How 38649 Sugar Ridge Rd ranks against every home in each area.
MeasureThis homeNorth Ridgeville 44039Lorain County
Estimated valuepricier than$216,71616% of homes39% of homes
Price per ft²pricier than$16126% of homes49% of homes
Living areabigger than1,346 ft²17% of homes31% of homes
Lot sizebigger than2 ac96% of homes91% of homes
Year builtnewer than19404% of homes17% of homes

About 38649 Sugar Ridge Rd

How much is 38649 Sugar Ridge Rd, North Ridgeville, OH worth?

The TopHap Estimate for 38649 Sugar Ridge Rd, North Ridgeville, OH is $216,716 as of Jul 14, 2026. The likely range is $189,534 to $243,898. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 38649 Sugar Ridge Rd, North Ridgeville, OH?

38649 Sugar Ridge Rd, North Ridgeville, OH has 3 bedrooms, 2 bathrooms, 1,346 square feet of living space and a 2.00-acre lot.

When was 38649 Sugar Ridge Rd, North Ridgeville, OH built?

38649 Sugar Ridge Rd, North Ridgeville, OH was built in 1940, making it 86 years old. It is a old style home. The building has 1 story.

What schools serve 38649 Sugar Ridge Rd, North Ridgeville, OH?

38649 Sugar Ridge Rd, North Ridgeville, OH is assigned to North Ridgeville Academic Center (middle), rated B+; North Ridgeville High School (high), rated A-; Liberty Elementary School (elementary). All sit in North Ridgeville City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38649 Sugar Ridge Rd, North Ridgeville, OH compare to other homes in North Ridgeville 44039?

Among the 14,913 homes in North Ridgeville 44039, it is worth more than 16% of them ($216,716 against a typical $332,305), its price per square foot is higher than 26% of them ($161 against a typical $183), it is bigger than 17% of them (1,346 ft² against a typical 1,810 ft²), its lot is bigger than 96% of them (2 ac against a typical 0.3 ac) and it is newer than 4% of them (1940 against a typical 1998). Measured against all of Lorain County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38649 Sugar Ridge Rd, North Ridgeville, OH?

The 2024 property tax bill for 38649 Sugar Ridge Rd, North Ridgeville, OH was $3,427. The county assessed it at $69,791.

Closest homes

More homes in North Ridgeville 44039

Assigned schools

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