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Rural ResidenceResidential
$435,754$186 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 64How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

387 ROCK SPRINGS LN

MONTEREY, TN 38574
1
Baths
2,340 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
118.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$436K
$280K low$592K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$712 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$31,650 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$16,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$31,650
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$244,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
54
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyOverton
Lot (acres)The size of the land the home sits on, from county records.118.10
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 1,504 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wilson Elementary SchoolB-
Elementary · Grades PK–8 · 5.2 mi
H
Livingston AcademyC
High · Grades 9–12 · 15.0 mi

District: Overton County School District

Neighborhood · ZIP 38574These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,826
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,551
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,309
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

387 Rock Springs Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Overton County
  • Bigger than 91% of homes in Overton County
  • Has a bigger lot than 98% of homes in Monterey 38574
  • Older than 65% of homes in Monterey 38574

What homes are worth in Monterey 38574

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$756K

This home is worth more than 79% of homes in Monterey 38574.

How it measures up in Monterey 38574

The dot is this home. The mark in the middle is the typical home in Monterey 38574.

Estimated value$435,754
CheaperTypical $245,198Pricier

Pricier than 79% of homes nearby

Price per ft²$186
CheaperTypical $164Pricier

Pricier than 61% of homes nearby

Living area2,340 ft²
SmallerTypical 1,492 ft²Bigger

Bigger than 86% of homes nearby

Lot size118.1 ac
SmallerTypical 2.6 acBigger

Bigger than 98% of homes nearby

Year built1980
OlderTypical 1994Newer

Newer than 35% of homes nearby

How 387 Rock Springs Ln ranks against every home in each area.
MeasureThis homeMonterey 38574Overton County
Estimated valuepricier than$435,75479% of homes90% of homes
Price per ft²pricier than$18661% of homes64% of homes
Living areabigger than2,340 ft²86% of homes91% of homes
Lot sizebigger than118.1 ac98% of homes98% of homes
Year builtnewer than198035% of homes43% of homes

About 387 Rock Springs Ln

How much is 387 Rock Springs Ln, Monterey, TN worth?

The TopHap Estimate for 387 Rock Springs Ln, Monterey, TN is $435,754 as of Aug 30, 2026. The likely range is $279,597 to $591,911. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 387 Rock Springs Ln, Monterey, TN last sell?

387 Rock Springs Ln, Monterey, TN last sold on Jul 19, 2002, according to the county's recorded deed.

How big is 387 Rock Springs Ln, Monterey, TN?

387 Rock Springs Ln, Monterey, TN has 1 bathrooms, 2,340 square feet of living space and a 118.10-acre lot.

When was 387 Rock Springs Ln, Monterey, TN built?

387 Rock Springs Ln, Monterey, TN was built in 1980, making it 46 years old. The building has 2 stories.

What schools serve 387 Rock Springs Ln, Monterey, TN?

387 Rock Springs Ln, Monterey, TN is assigned to Wilson Elementary School (elementary), rated B-; Livingston Academy (high), rated C. All sit in Overton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 387 Rock Springs Ln, Monterey, TN compare to other homes in Monterey 38574?

Among the 3,758 homes in Monterey 38574, it is worth more than 79% of them ($435,754 against a typical $245,198), its price per square foot is higher than 61% of them ($186 against a typical $164), it is bigger than 86% of them (2,340 ft² against a typical 1,492 ft²), its lot is bigger than 98% of them (118.1 ac against a typical 2.6 ac) and it is newer than 35% of them (1980 against a typical 1994). Measured against all of Overton County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 387 Rock Springs Ln, Monterey, TN?

The 2024 property tax bill for 387 Rock Springs Ln, Monterey, TN was $712. The county assessed it at $31,650.

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