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Single Family ResidenceResidential
$226,158$137 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $175,000 on Apr 4, 2022

3882 PROSPECT ST

ONEIDA, NY 13421
2
Beds
2 / 1
Baths
1,654 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.43 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$226K
$218K low$234K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$175,000 · Apr 4, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$99,741
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$79,793
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$126,417
QUICKEN LNS · recorded Jun 20, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,179 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$88,700 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$84,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$88,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$187,924

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOneida
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.43
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 312 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Willard Prior Elementary School
Elementary · Grades PK–1 · 0.8 mi
H
Oneida High SchoolB
High · Grades 9–12 · 1.3 mi
M
Otto Shortell Middle SchoolD
Middle · Grades 6–8 · 3.9 mi

District: Oneida City School District

Neighborhood · ZIP 13421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.12,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.296 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,547
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,288
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3882 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Newer than 66% of homes in Oneida 13421

What homes are worth in Oneida 13421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$469K

This home is worth more than 63% of homes in Oneida 13421.

How it measures up in Oneida 13421

The dot is this home. The mark in the middle is the typical home in Oneida 13421.

Estimated value$226,158
CheaperTypical $191,031Pricier

Pricier than 63% of homes nearby

Price per ft²$137
CheaperTypical $132Pricier

Pricier than 55% of homes nearby

Living area1,654 ft²
SmallerTypical 1,622 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.43 ac
SmallerTypical 0.34 acBigger

Bigger than 58% of homes nearby

Year built1957
OlderTypical 1930Newer

Newer than 66% of homes nearby

How 3882 Prospect St ranks against every home in each area.
MeasureThis homeOneida 13421Oneida County
Estimated valuepricier than$226,15863% of homes53% of homes
Price per ft²pricier than$13755% of homes38% of homes
Living areabigger than1,654 ft²52% of homes54% of homes
Lot sizebigger than0.43 ac58% of homes55% of homes
Year builtnewer than195766% of homes59% of homes

About 3882 Prospect St

How much is 3882 Prospect St, Oneida, NY worth?

The TopHap Estimate for 3882 Prospect St, Oneida, NY is $226,158 as of Jul 14, 2026. The likely range is $218,307 to $234,009. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3882 Prospect St, Oneida, NY last sell?

3882 Prospect St, Oneida, NY last sold on Apr 4, 2022 for $175,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3882 Prospect St, Oneida, NY?

3882 Prospect St, Oneida, NY has 2 bedrooms, 2 bathrooms, 1,654 square feet of living space and a 0.43-acre lot.

When was 3882 Prospect St, Oneida, NY built?

3882 Prospect St, Oneida, NY was built in 1957, making it 69 years old. It is a ranch home. The building has 1 story.

What schools serve 3882 Prospect St, Oneida, NY?

3882 Prospect St, Oneida, NY is assigned to Willard Prior Elementary School (elementary); Oneida High School (high), rated B; Otto Shortell Middle School (middle), rated D. All sit in Oneida City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3882 Prospect St, Oneida, NY compare to other homes in Oneida 13421?

Among the 4,132 homes in Oneida 13421, it is worth more than 63% of them ($226,158 against a typical $191,031), its price per square foot is higher than 55% of them ($137 against a typical $132), it is bigger than 52% of them (1,654 ft² against a typical 1,622 ft²), its lot is bigger than 58% of them (0.43 ac against a typical 0.34 ac) and it is newer than 66% of them (1957 against a typical 1930). Measured against all of Oneida County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3882 Prospect St, Oneida, NY?

The 2024 property tax bill for 3882 Prospect St, Oneida, NY was $1,179. The county assessed it at $88,700.

Closest homes

More homes in Oneida 13421

Assigned schools

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