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Rural ResidenceResidential
$246,608$220 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $168,000 on May 2, 2019

389 RIDGE LN

MONTEREY, TN 38574
2
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
15.28 ac
Lot SizeThe size of the land the home sits on, from county records.
2011
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$247K
$219K low$274K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$168,000 · May 2, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$704 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$31,300 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,150
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$27,150
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$31,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$151,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
55
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
42
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyOverton
Lot (acres)The size of the land the home sits on, from county records.15.28
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²Shed · 160 ft²Patio · 160 ft²Porch · 416 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wilson Elementary SchoolB-
Elementary · Grades PK–8 · 3.8 mi
H
Livingston AcademyC
High · Grades 9–12 · 18.7 mi

District: Overton County School District

Neighborhood · ZIP 38574These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,826
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,551
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,309
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

389 Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 82% of homes in Overton County
  • Smaller than 75% of homes in Monterey 38574
  • Has a bigger lot than 91% of homes in Monterey 38574
  • Newer than 87% of homes in Overton County

What homes are worth in Monterey 38574

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$798K

This home is worth more than 47% of homes in Monterey 38574.

How it measures up in Monterey 38574

The dot is this home. The mark in the middle is the typical home in Monterey 38574.

Estimated value$246,608
CheaperTypical $255,376Pricier

Pricier than 47% of homes nearby

Price per ft²$220
CheaperTypical $171Pricier

Pricier than 72% of homes nearby

Living area1,120 ft²
SmallerTypical 1,498 ft²Bigger

Bigger than 25% of homes nearby

Lot size15.28 ac
SmallerTypical 2.69 acBigger

Bigger than 91% of homes nearby

Year built2011
OlderTypical 1993Newer

Newer than 83% of homes nearby

How 389 Ridge Ln ranks against every home in each area.
MeasureThis homeMonterey 38574Overton County
Estimated valuepricier than$246,60847% of homes53% of homes
Price per ft²pricier than$22072% of homes82% of homes
Living areabigger than1,120 ft²25% of homes30% of homes
Lot sizebigger than15.28 ac91% of homes84% of homes
Year builtnewer than201183% of homes87% of homes

About 389 Ridge Ln

How much is 389 Ridge Ln, Monterey, TN worth?

The TopHap Estimate for 389 Ridge Ln, Monterey, TN is $246,608 as of Sep 24, 2026. The likely range is $219,417 to $273,799. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 389 Ridge Ln, Monterey, TN last sell?

389 Ridge Ln, Monterey, TN last sold on May 2, 2019 for $168,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 389 Ridge Ln, Monterey, TN?

389 Ridge Ln, Monterey, TN has 2 bathrooms, 1,120 square feet of living space and a 15.28-acre lot.

When was 389 Ridge Ln, Monterey, TN built?

389 Ridge Ln, Monterey, TN was built in 2011, making it 15 years old. The building has 1 story.

What schools serve 389 Ridge Ln, Monterey, TN?

389 Ridge Ln, Monterey, TN is assigned to Wilson Elementary School (elementary), rated B-; Livingston Academy (high), rated C. All sit in Overton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 389 Ridge Ln, Monterey, TN compare to other homes in Monterey 38574?

Among the 3,759 homes in Monterey 38574, it is worth more than 47% of them ($246,608 against a typical $255,376), its price per square foot is higher than 72% of them ($220 against a typical $171), it is bigger than 25% of them (1,120 ft² against a typical 1,498 ft²), its lot is bigger than 91% of them (15.28 ac against a typical 2.69 ac) and it is newer than 83% of them (2011 against a typical 1993). Measured against all of Overton County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 389 Ridge Ln, Monterey, TN?

The 2024 property tax bill for 389 Ridge Ln, Monterey, TN was $704. The county assessed it at $31,300.

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