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Single Family ResidenceResidential
$549,255$532 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

3890 ISLE OF PINES DR

MONETA, VA 24121
2
Beds
3
Baths
1,032 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$549K
$521K low$577K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,688 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$411,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$200,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$211,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$411,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$411,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyBEDFORD
Lot (acres)The size of the land the home sits on, from county records.2.17
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 384 ft²Porch · 208 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Moneta Elementary SchoolB
Elementary · Grades PK–5 · 5.9 mi
M
Staunton River Middle SchoolC-
Middle · Grades 6–8 · 9.7 mi
H
Staunton River High SchoolD+
High · Grades 9–12 · 9.7 mi

District: Bedford County Public Schools

Neighborhood · ZIP 24121These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.11,604
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.110 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,926
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,856
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3890 Isle Of Pines Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Bedford County
  • Costs more per square foot than 96% of homes in Bedford County
  • Smaller than 89% of homes in Moneta 24121
  • Has a bigger lot than 80% of homes in Moneta 24121
  • Newer than 84% of homes in Bedford County

What homes are worth in Moneta 24121

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$2.1M

This home is worth more than 51% of homes in Moneta 24121.

How it measures up in Moneta 24121

The dot is this home. The mark in the middle is the typical home in Moneta 24121.

Estimated value$549,255
CheaperTypical $543,317Pricier

Pricier than 51% of homes nearby

Price per ft²$532
CheaperTypical $383Pricier

Pricier than 72% of homes nearby

Living area1,032 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 11% of homes nearby

Lot size2.17 ac
SmallerTypical 0.95 acBigger

Bigger than 80% of homes nearby

Year built2003
OlderTypical 1994Newer

Newer than 73% of homes nearby

How 3890 Isle Of Pines Dr ranks against every home in each area.
MeasureThis homeMoneta 24121Bedford County
Estimated valuepricier than$549,25551% of homes82% of homes
Price per ft²pricier than$53272% of homes96% of homes
Living areabigger than1,032 ft²11% of homes12% of homes
Lot sizebigger than2.17 ac80% of homes66% of homes
Year builtnewer than200373% of homes84% of homes

About 3890 Isle Of Pines Dr

How much is 3890 Isle Of Pines Dr, Moneta, VA worth?

The TopHap Estimate for 3890 Isle Of Pines Dr, Moneta, VA is $549,255 as of Oct 21, 2026. The likely range is $521,209 to $577,301. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3890 Isle Of Pines Dr, Moneta, VA last sell?

3890 Isle Of Pines Dr, Moneta, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3890 Isle Of Pines Dr, Moneta, VA?

3890 Isle Of Pines Dr, Moneta, VA has 2 bedrooms, 3 bathrooms, 1,032 square feet of living space and a 2.17-acre lot.

When was 3890 Isle Of Pines Dr, Moneta, VA built?

3890 Isle Of Pines Dr, Moneta, VA was built in 2003, making it 23 years old. It is a rustic home. The building has 1 story.

What schools serve 3890 Isle Of Pines Dr, Moneta, VA?

3890 Isle Of Pines Dr, Moneta, VA is assigned to Moneta Elementary School (elementary), rated B; Staunton River Middle School (middle), rated C-; Staunton River High School (high), rated D+. All sit in Bedford County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3890 Isle Of Pines Dr, Moneta, VA compare to other homes in Moneta 24121?

Among the 7,468 homes in Moneta 24121, it is worth more than 51% of them ($549,255 against a typical $543,317), its price per square foot is higher than 72% of them ($532 against a typical $383), it is bigger than 11% of them (1,032 ft² against a typical 1,620 ft²), its lot is bigger than 80% of them (2.17 ac against a typical 0.95 ac) and it is newer than 73% of them (2003 against a typical 1994). Measured against all of Bedford County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3890 Isle Of Pines Dr, Moneta, VA?

The 2026 property tax bill for 3890 Isle Of Pines Dr, Moneta, VA was $1,688. The county assessed it at $411,600.

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