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Rural ResidenceResidential
$73,104$69 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3890 PRIVATE ROAD 4430

COMMERCE, TX 75428
0
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$73K
$68K low$79K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$66 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$43,651 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$39,683
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$71,310

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
59
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyHunt
Lot (acres)The size of the land the home sits on, from county records.0.48
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Gas
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 126 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Commerce High SchoolD+
High · Grades 9–12 · 2.1 mi
M
Commerce Middle SchoolD+
Middle · Grades 6–8 · 4.3 mi
E
Commerce Elementary School
Elementary · Grades PK–2 · 4.4 mi

District: Commerce Independent School District

Neighborhood · ZIP 75428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,573
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.130 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,938
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,259
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3890 Private Road 4430 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Hunt County
  • Among the lowest price per square foot in Hunt County
  • Smaller than 87% of homes in Hunt County
  • Older than 82% of homes in Hunt County

What homes are worth in Commerce 75428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$641K

This home is worth more than 4% of homes in Commerce 75428.

How it measures up in Commerce 75428

The dot is this home. The mark in the middle is the typical home in Commerce 75428.

Estimated value$73,104
CheaperTypical $186,901Pricier

Pricier than 4% of homes nearby

Price per ft²$69
CheaperTypical $114Pricier

Pricier than 8% of homes nearby

Living area1,056 ft²
SmallerTypical 1,581 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.48 ac
SmallerTypical 0.34 acBigger

Bigger than 61% of homes nearby

Year built1970
OlderTypical 1974Newer

Newer than 47% of homes nearby

How 3890 Private Road 4430 ranks against every home in each area.
MeasureThis homeCommerce 75428Hunt County
Estimated valuepricier than$73,1044% of homesalmost no homes
Price per ft²pricier than$698% of homesalmost no homes
Living areabigger than1,056 ft²14% of homes13% of homes
Lot sizebigger than0.48 ac61% of homes53% of homes
Year builtnewer than197047% of homes18% of homes

About 3890 Private Road 4430

How much is 3890 Private Road 4430, Commerce, TX worth?

The TopHap Estimate for 3890 Private Road 4430, Commerce, TX is $73,104 as of Aug 30, 2026. The likely range is $67,621 to $78,587. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3890 Private Road 4430, Commerce, TX last sell?

3890 Private Road 4430, Commerce, TX last sold on Aug 15, 2012, according to the county's recorded deed.

How big is 3890 Private Road 4430, Commerce, TX?

3890 Private Road 4430, Commerce, TX has 1,056 square feet of living space and a 0.48-acre lot.

When was 3890 Private Road 4430, Commerce, TX built?

3890 Private Road 4430, Commerce, TX was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 3890 Private Road 4430, Commerce, TX?

3890 Private Road 4430, Commerce, TX is assigned to Commerce High School (high), rated D+; Commerce Middle School (middle), rated D+; Commerce Elementary School (elementary). All sit in Commerce Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3890 Private Road 4430, Commerce, TX compare to other homes in Commerce 75428?

Among the 3,132 homes in Commerce 75428, it is worth more than 4% of them ($73,104 against a typical $186,901), its price per square foot is higher than 8% of them ($69 against a typical $114), it is bigger than 14% of them (1,056 ft² against a typical 1,581 ft²), its lot is bigger than 61% of them (0.48 ac against a typical 0.34 ac) and it is newer than 47% of them (1970 against a typical 1974). Measured against all of Hunt County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3890 Private Road 4430, Commerce, TX?

The 2024 property tax bill for 3890 Private Road 4430, Commerce, TX was $66. The county assessed it at $43,651.

More homes on Private Road 4430

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Assigned schools

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