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Single Family ResidenceResidential
$206,752$118 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3895 VALLEY ST

DAYTON, OH 45424
4
Beds
2
Baths
1,756 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1919
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$207K
$175K low$238K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,026 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$62,710 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,080
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$50,630
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$62,710
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$179,150

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyMontgomery
Lot (acres)The size of the land the home sits on, from county records.1.00
HeatingThe type of heating system in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 350 ft²Patio · 350 ft²Porch · 150 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Walter E. Stebbins High SchoolC-
High · Grades 9–12 · 0.9 mi
M
Mad River Middle SchoolC+
Middle · Grades 7–8 · 1.2 mi
E
Virginia Stevenson Elementary SchoolC
Elementary · Grades KG–4 · 2.0 mi

District: Mad River Local School District

Neighborhood · ZIP 45424These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.209
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.50,939
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,596 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,981
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,924
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3895 Valley St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 85% of homes in Dayton 45424
  • Bigger than 69% of homes in Montgomery County
  • Has a bigger lot than 96% of homes in Dayton 45424
  • Among the oldest homes in Dayton 45424

What homes are worth in Dayton 45424

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$506K

This home is worth more than 44% of homes in Dayton 45424.

How it measures up in Dayton 45424

The dot is this home. The mark in the middle is the typical home in Dayton 45424.

Estimated value$206,752
CheaperTypical $218,475Pricier

Pricier than 44% of homes nearby

Price per ft²$118
CheaperTypical $148Pricier

Pricier than 15% of homes nearby

Living area1,756 ft²
SmallerTypical 1,464 ft²Bigger

Bigger than 68% of homes nearby

Lot size1 ac
SmallerTypical 0.21 acBigger

Bigger than 96% of homes nearby

Year built1919
OlderTypical 1972Newer

Older than almost all homes nearby

How 3895 Valley St ranks against every home in each area.
MeasureThis homeDayton 45424Montgomery County
Estimated valuepricier than$206,75244% of homes54% of homes
Price per ft²pricier than$11815% of homes33% of homes
Living areabigger than1,756 ft²68% of homes69% of homes
Lot sizebigger than1 ac96% of homes95% of homes
Year builtnewer than1919almost no homes9% of homes

About 3895 Valley St

How much is 3895 Valley St, Dayton, OH worth?

The TopHap Estimate for 3895 Valley St, Dayton, OH is $206,752 as of Sep 24, 2026. The likely range is $175,218 to $238,286. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3895 Valley St, Dayton, OH last sell?

3895 Valley St, Dayton, OH last sold on Jun 9, 2025, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3895 Valley St, Dayton, OH?

3895 Valley St, Dayton, OH has 4 bedrooms, 2 bathrooms, 1,756 square feet of living space and a 1.00-acre lot.

When was 3895 Valley St, Dayton, OH built?

3895 Valley St, Dayton, OH was built in 1919, making it 107 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 3895 Valley St, Dayton, OH?

3895 Valley St, Dayton, OH is assigned to Walter E. Stebbins High School (high), rated C-; Mad River Middle School (middle), rated C+; Virginia Stevenson Elementary School (elementary), rated C. All sit in Mad River Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3895 Valley St, Dayton, OH compare to other homes in Dayton 45424?

Among the 18,559 homes in Dayton 45424, it is worth more than 44% of them ($206,752 against a typical $218,475), its price per square foot is higher than 15% of them ($118 against a typical $148), it is bigger than 68% of them (1,756 ft² against a typical 1,464 ft²), its lot is bigger than 96% of them (1 ac against a typical 0.21 ac) and it is newer than almost none of them (1919 against a typical 1972). Measured against all of Montgomery County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3895 Valley St, Dayton, OH?

The 2024 property tax bill for 3895 Valley St, Dayton, OH was $3,026. The county assessed it at $62,710.

More homes on Valley St

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Assigned schools

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