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Single Family ResidenceResidential
$91,407$75 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 30How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3897 MAIN ST

CLAY CITY, KY 40312
3
Beds
1
Baths
1,224 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.

Valuation

$91K
$27K low$156K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$198 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$22,000 (2025)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$22,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.71 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOWELL
Lot (acres)The size of the land the home sits on, from county records.0.15
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Wall Unit
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 88 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clay City Elementary SchoolC-
Elementary · Grades PK–5 · 0.9 mi
M
Powell County Middle SchoolD
Middle · Grades 6–8 · 2.3 mi
H
Powell County High SchoolC-
High · Grades 9–12 · 2.3 mi

District: Powell County School District

Neighborhood · ZIP 40312These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.165
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.27%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.5,684
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.100 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$37,668
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$58,482
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3897 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Powell County
  • Costs less per square foot than 85% of homes in Powell County
  • Has a smaller lot than 94% of homes in Clay City 40312
  • Older than 89% of homes in Clay City 40312

What homes are worth in Clay City 40312

Each bar is how many homes fall in that price range. The marker is this home.

This home
$18K$435K

This home is worth more than 28% of homes in Clay City 40312.

How it measures up in Clay City 40312

The dot is this home. The mark in the middle is the typical home in Clay City 40312.

Estimated value$91,407
CheaperTypical $134,396Pricier

Pricier than 28% of homes nearby

Price per ft²$75
CheaperTypical $111Pricier

Pricier than 21% of homes nearby

Living area1,224 ft²
SmallerTypical 1,216 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.15 ac
SmallerTypical 1.02 acBigger

Bigger than 6% of homes nearby

Year built1955
OlderTypical 1980Newer

Newer than 11% of homes nearby

How 3897 Main St ranks against every home in each area.
MeasureThis homeClay City 40312Powell County
Estimated valuepricier than$91,40728% of homes25% of homes
Price per ft²pricier than$7521% of homes15% of homes
Living areabigger than1,224 ft²51% of homes49% of homes
Lot sizebigger than0.15 ac6% of homes6% of homes
Year builtnewer than195511% of homes13% of homes

About 3897 Main St

How much is 3897 Main St, Clay City, KY worth?

The TopHap Estimate for 3897 Main St, Clay City, KY is $91,407 as of Sep 24, 2026. The likely range is $27,172 to $155,642. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3897 Main St, Clay City, KY last sell?

3897 Main St, Clay City, KY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3897 Main St, Clay City, KY?

3897 Main St, Clay City, KY has 3 bedrooms, 1 bathrooms, 1,224 square feet of living space and a 0.15-acre lot.

When was 3897 Main St, Clay City, KY built?

3897 Main St, Clay City, KY was built in 1955, making it 71 years old.

What schools serve 3897 Main St, Clay City, KY?

3897 Main St, Clay City, KY is assigned to Clay City Elementary School (elementary), rated C-; Powell County Middle School (middle), rated D; Powell County High School (high), rated C-. All sit in Powell County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3897 Main St, Clay City, KY compare to other homes in Clay City 40312?

Among the 3,410 homes in Clay City 40312, it is worth more than 28% of them ($91,407 against a typical $134,396), its price per square foot is higher than 21% of them ($75 against a typical $111), it is bigger than 51% of them (1,224 ft² against a typical 1,216 ft²), its lot is bigger than 6% of them (0.15 ac against a typical 1.02 ac) and it is newer than 11% of them (1955 against a typical 1980). Measured against all of Powell County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3897 Main St, Clay City, KY?

The 2025 property tax bill for 3897 Main St, Clay City, KY was $198. The county assessed it at $22,000.

More homes on Main St

Closest homes

More homes in Clay City 40312

Assigned schools

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