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Single Family ResidenceResidential
$144,803$107 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

39 COWLEY LN

SCOTTSBORO, AL 35769
1.5
Baths
1,352 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$145K
$113K low$177K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$360 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,220 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$150,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJACKSON
Lot (acres)The size of the land the home sits on, from county records.0.19
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Brick (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Woodville High SchoolC-
Elementary · Grades PK–12 · 8.9 mi

District: Jackson County School District

Neighborhood · ZIP 35769These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.10,432
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.122 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,859
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,669
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

39 Cowley Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Scottsboro 35769
  • Costs less per square foot than 86% of homes in Scottsboro 35769
  • Smaller than 70% of homes in Scottsboro 35769
  • Has a smaller lot than 97% of homes in Scottsboro 35769
  • Older than 80% of homes in Scottsboro 35769

What homes are worth in Scottsboro 35769

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$1.5M

This home is worth more than 12% of homes in Scottsboro 35769.

How it measures up in Scottsboro 35769

The dot is this home. The mark in the middle is the typical home in Scottsboro 35769.

Estimated value$144,803
CheaperTypical $289,143Pricier

Pricier than 12% of homes nearby

Price per ft²$107
CheaperTypical $167Pricier

Pricier than 14% of homes nearby

Living area1,352 ft²
SmallerTypical 1,614 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.19 ac
SmallerTypical 0.64 acBigger

Bigger than 3% of homes nearby

Year built1970
OlderTypical 1983Newer

Newer than 20% of homes nearby

How 39 Cowley Ln ranks against every home in each area.
MeasureThis homeScottsboro 35769Jackson County
Estimated valuepricier than$144,80312% of homes28% of homes
Price per ft²pricier than$10714% of homes27% of homes
Living areabigger than1,352 ft²30% of homes45% of homes
Lot sizebigger than0.19 ac3% of homes4% of homes
Year builtnewer than197020% of homes34% of homes

About 39 Cowley Ln

How much is 39 Cowley Ln, Scottsboro, AL worth?

The TopHap Estimate for 39 Cowley Ln, Scottsboro, AL is $144,803 as of Oct 21, 2026. The likely range is $112,755 to $176,851. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 39 Cowley Ln, Scottsboro, AL last sell?

39 Cowley Ln, Scottsboro, AL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 39 Cowley Ln, Scottsboro, AL?

39 Cowley Ln, Scottsboro, AL has 1.5 bathrooms, 1,352 square feet of living space and a 0.19-acre lot.

When was 39 Cowley Ln, Scottsboro, AL built?

39 Cowley Ln, Scottsboro, AL was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 39 Cowley Ln, Scottsboro, AL?

39 Cowley Ln, Scottsboro, AL is assigned to Woodville High School (elementary), rated C-. All sit in Jackson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 39 Cowley Ln, Scottsboro, AL compare to other homes in Scottsboro 35769?

Among the 4,181 homes in Scottsboro 35769, it is worth more than 12% of them ($144,803 against a typical $289,143), its price per square foot is higher than 14% of them ($107 against a typical $167), it is bigger than 30% of them (1,352 ft² against a typical 1,614 ft²), its lot is bigger than 3% of them (0.19 ac against a typical 0.64 ac) and it is newer than 20% of them (1970 against a typical 1983). Measured against all of Jackson County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 39 Cowley Ln, Scottsboro, AL?

The 2026 property tax bill for 39 Cowley Ln, Scottsboro, AL was $360. The county assessed it at $11,220.

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